




14 Cowanesque St, Tioga, PA, 16946
About This Home
Charming Two-Story Home with Modern Updates & Historic Touches! Featuring 2,628 sq. ft. of living space, ideally situated in town with walkable access to local amenities. Featuring a new mini split heating system, 3 spacious bedrooms and 2 full bathrooms, this home blends classic charm with thoughtful modern upgrades — including a brand-new roof and an architecturally stunning two-story turret, both completed in 2024. Enjoy your morning coffee or evening unwind on the inviting wraparound porch, or entertain guests on the expansive rear deck that overlooks a private backyard with a privacy fence — perfect for gatherings, pets, or serene outdoor living. The detached two-car garage offers ample storage and convenience. Inside, you'll find warm, character-filled living spaces and room to customize or expand as you see fit. With great curb appeal, privacy, and functional outdoor living space. Sellers are requiring pre-approval or proof of funds to schedule a showing.
Getting Around
Schools
Construction
Condition
- Year built: 1901
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Residential
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Dirt Floor,Unfinished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 2,628
- Total interior livable area: 2,628 sqft
Property
Details
- Parcel number: 3502A00019000
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Enclosed
Lot
- Lot size: 0.50 Acres
- Features: In Town
Parking
- Total spaces: 1
- Parking features: Garage,Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,259 | $15,108 |
| Home Insurance * | $143 | $1,716 |
| Property Taxes | $314 | $3,768 |
| Electricity | $288 | $3,460 |
| Total | $2,004 | $24,048 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-08-04 | Listed for sale | $249,000 |
| 2021-04-14 | Sold | $130,000 |
