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386 W Finley St, Upper Sandusky, OH, 43351

1beds
1baths
704sqft
$89,000
$126price/sqft
$787/moest. monthly cost
$31,480/yrincome needed

About This Home

This 1 bedroom, 1 bath home is conveniently located near Union School. The home has an eat-in kitchen and a nice-sized living room. The washer and dryer are on the main floor. One car detached garage. Just needs your TLC.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

9/10
Union Elementary SchoolGrades K-30.1 mi
7/10
5/10

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Other
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other
  • Flooring: Carpet,Other
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 704
  • Total interior livable area: 704 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 06540060.0000

Features

  • Levels: One

Lot

  • Lot size: 5,227 sqft
  • Features: Corner Lot
  • Lot size dimensions: 65x82

Parking

  • Total spaces: 2
  • Parking features: Gravel,Off Street,Detached Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $450$5,400
Home Insurance *$81$972
Property Taxes $63$756
Electricity $193$2,320
Total$787$9,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,982/yr
40% on housing$23,610/yr
45% on housing$20,986/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.5%
-3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 43351$120
Wyandot County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 43351
Wyandot County$95

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$75,000
2025-05-29Price change$80,000
2025-05-16Listed for sale$85,000
2025-04-22Contingent$85,000
2025-01-09Listed for sale$85,000
2024-11-05Listing removed$90,000
2024-10-18Listed for sale$90,000
2024-08-02Listing removed$90,000
2024-07-16Listed for sale$90,000
2017-12-05Sold$22,000
2005-02-18Sold$405

For Sale by Agent

AgentRegina Vent
BrokerageRegina Vent Realty

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