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226 W Finley St, Upper Sandusky, OH, 43351

2beds
2baths
1,800sqft
$190,000
$106price/sqft
$1,461/moest. monthly cost
$58,440/yrincome needed

About This Home

Charming brick home with plenty of appeal, conveniently located within walking distance of local schools. This inviting home features two bedrooms, one and a half bathrooms, an eat-in kitchen, and a main floor laundry room for added convenience. Relax on the welcoming front porch or entertain guests on the private back patio. The oversized two-car detached garage provides ample space for parking, storage, or a workshop. Situated on a nice sized lot with a partial picket fence, this property offers plenty of outdoor space to enjoy. A wonderful opportunity to own a well-located home that combines comfort, convenience, and classic charm. All room sizes are approximate,

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

9/10
Union Elementary SchoolGrades K-30.2 mi
7/10
5/10

Construction

Condition

  • Year built: 1853

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range
  • Laundry features: Accessible Utilities or Laundry,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Upper

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Ceramic Tile,Vinyl,Hardwood,Plank
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Upper

Property

Details

  • Parcel number: 06705215.0000

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 66 x 165

Parking

  • Total spaces: 4
  • Parking features: Gravel,Alley Access,Detached Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$174$2,088
Property Taxes $134$1,608
Electricity $193$2,320
Total$1,461$17,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,091/yr
40% on housing$43,830/yr
45% on housing$38,960/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.5%
-3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 43351$117
Wyandot County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 43351
Wyandot County$95

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Contingent$190,000
2026-07-29Listed for sale$190,000
1996-11-25Sold$92,000

For Sale by Agent

AgentDianne Grafmiller
BrokerageRegina Vent Realty

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