See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

232 Riverview Drive, Sparta, NC, 28675

5beds
3baths
2,523sqft
$240,000
$95price/sqft
$1,666/moest. monthly cost
$66,640/yrincome needed

About This Home

This spacious 5-bedroom, 3-bath home offers great potential as an investment property or renovation project. The home features two bedrooms with en-suite baths and includes some unique character details, with portions of the paneling, doors, and a built-in bookcase believed to be wormy chestnut. Hardwood floors are present in part of the home as well. Situated on just under one acre within the city limits of Sparta, the property provides convenient access to shopping, grocery stores, restaurants, and the hospital. The location also offers easy proximity to outdoor recreation including the Blue Ridge Parkway, the New River, and the Little River. With some improvements and updates, this property could become a wonderful residence or investment opportunity in a desirable mountain town location.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
Sparta ElementaryGrades PK-81.3 mi
7/10
Alleghany HighGrades 9-121.3 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Basement
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Exterior Entry,Interior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Double Hung,Double Pane Windows,Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 2,523

Heating & Cooling

  • Heating features: Electric,Forced Air,Propane
  • Cooling features: Central Air,Electric,2 Units

Interior Area

  • Total structure area: 2,523
  • Total interior livable area: 2,523 sqft

Property

Details

  • Parcel number: 3080073210
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Multiple,Open,Screened
  • Exterior features: Out Building(s)

Lot

  • Lot size: 0.99 Acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Alleghany County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$87$1,044
Property Taxes $132$1,584
Electricity $234$2,819
Total$1,666$19,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,120/yr
40% on housing$49,980/yr
45% on housing$44,426/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 28675$167
Alleghany County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 28675
Alleghany County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$240,000
2026-03-14Listed for sale$250,000

For Sale by Agent

AgentDennis Deal
BrokerageKeller Williams Elite Blue Ridge

Similar Homes