




110 Mountain Hearth Drive, Sparta, NC, 28675
About This Home
Mountain Hearth, a truly unique mountain retreat, offers an exceptional blend of lifestyle, income potential, and versatility. Once operated as a successful bed and breakfast, this thoughtfully renovated property has been transformed into a private residence while still retaining the infrastructure to easily transition back to hospitality or a variety of commercial uses. The main lodge is warm and inviting, featuring wood floors and a spacious den with beautiful built-in bookshelves. The dining and great room are anchored by a double-sided stacked stone wood-burning fireplace, creating a natural gathering space. The upper floor of the lodge offers 4 bedrooms and 5.5 baths, along with a pantry and laundry for everyday convenience. A retained commercial kitchen—complete with gas and electric ranges, dual dishwashers, and triple sinks—provides the capability to serve guests, host events, or support a wide range of business ventures. A charming self-serve kitchen adds even more flexibility for gatherings and guest use. The lower level expands the possibilities with two separate apartments—one featuring 2 bedrooms and 1 bath, and living area, and the other offering 2 bedrooms, 1 bath, a full kitchen, and living area—ideal for guests, staff, or rental income. Additional features include additional laundry on the lower level, ample storage, and an oversized two-car garage. Outdoor living is where this property truly shines. A large, covered porch overlooks a protected view of Bullhead Mountain. The grounds are thoughtfully designed with a gazebo, kitchen garden area, blueberry bushes, apple trees, an amphibian pond, a creek and pond to enjoy fishing or just listening to the water and relaxing. Enjoy evenings around the firepit or entertain with the outdoor built-in smoker, fireplace, wood-fired pizza oven, and grill. Three cabins provide additional accommodation. The “Fishing Cabin” features a gas fireplace, garden tub, private bath, and unique stone accents sourced from the creek, along with a mini fridge. A second cabin also includes a mini fridge, while the third cabin offers additional guest space, each cabin with its own bath. Additional highlights include a horse barn, a striking sculpture by an Asheville artist, and thoughtful drainage features such as oversized gutters directing water to natural rock elements. Whether envisioned as a boutique bed and breakfast, Airbnb compound, wellness or corporate retreat, spa, equestrian property, or private estate, this one-of-a-kind offering invites you to create something truly special in the Blue Ridge Mountains. The retreat is located just off the Blue Ridge Parkway and near Stone Mountain State Park, the New River, and the Mountains to Sea Trail, with easy access to Sparta, Elkin, and beyond. All within an approximately 90 minute drive to the Charlotte or Greensboro airports. Schedule your personal showing today!
Getting Around
Schools
Construction
Condition
- Year built: 1988
Materials
- Roof: Asphalt,Shingle
- Construction materials: Fiber Cement,Concrete,Stone,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Cooktop,Electric Range,Gas Range,Microwave,Refrigerator,Washer
- Laundry features: Washer Hookup,Dryer Hookup,In Basement,Main Level
Basement
- Has basement: Yes
- Basement: Partially Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 11
- Bathrooms: 11
- Full bathrooms: 10
- 1/2 bathrooms: 1
Features
- Second Kitchen,Vaulted Ceiling(s)
- Number of fireplaces: 1
- Fireplace features: One,Gas,Other,See Remarks,Stone,Vented,Outside,Wood Burning
- Fireplace: Yes
- Finished area below ground: 1,538
- Finished area above ground: 2,903
Heating & Cooling
- Heating features: Baseboard,Fireplace(s),Hot Water,Propane
- Cooling features: None
Interior Area
- Total structure area: 5,807
- Total interior livable area: 4,441 sqft
Property
Details
- Parcel number: 3998803578
- Horse amenities: Horses Allowed
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Multiple,Open
- Exterior features: Fire Pit,Horse Facilities,Out Building(s),Outdoor Grill,Outdoor Kitchen,Storage,Gravel Driveway
- Has view: Yes
- View description: Long Range,Mountain(s),Pasture,Creek/Stream,Trees/Woods
- Has water view: Yes
- Water view: Creek/Stream
- Waterfront features: Creek,Pond,Stream
Lot
- Lot size: 18.15 Acres
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage,Two Car Garage,Gravel,Oversized,Private
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Drought
- Inland Flooding
- Lightning
- Strong Wind
- Hail
- Landslide
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Alleghany County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,975 | $107,700 |
| Home Insurance * | $645 | $7,740 |
| Property Taxes | $1,035 | $12,420 |
| Electricity | $413 | $4,963 |
| Total | $11,068 | $132,816 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Listed for sale | $2,295,000 |
