See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

803 W Brushy Fork Road, Creston, NC, 28615

3beds
3baths
2,159sqft
$750,000
$347price/sqft
$4,577/moest. monthly cost
$183,080/yrincome needed

About This Home

Own your own cove! Yes, the property boundaries follow the ridges running above the home to the left and right and behind it, and all below the home till the driveway disappears into the woods. You will own virtually everything your eyes see, except the daily stunning sunrises over Three Top and Peak Mountains in the distance. A creek runs down through the middle of the cove, offering a potential pond source. That’s 23.5 acres to retreat to from the busyness of the world. The charming home was custom built in 1987, with high quality materials that have well stood the test of time. You’ll be surprised as you walk through the home with unexpected delights – stained glass windows, a chimney whimsically laid out under the direction of local artist Lowell Hayes, plus many energy efficient features including a basement greenhouse kept warm by a bank of south-facing windows and water drums that retain the day’s warmth, roof solar panels as a source of hot water for the home. The home’s cheery, light-and-bright spaces with east and south-facing windows stream in light and absorb the day’s warmth. The sunroom opens to the living room, creating more warmth and abundance of light. Throughout the home the surrounding southern hardwood forest slips into the home through all windows. The long range view of Three Top and Peak Mountains strikes you from the living room, kitchen, primary bedroom, ensuite bathroom, and lower bedroom. A viewing platform outside the lower bedroom is designed for relishing Three Top and Peak Mountain sunrises, coffee in hand and dear friend to share it with. Over the winter, the owners enlarged the primary bedroom and created an ensuite bath opening directly to it. Upstairs is another bedroom and bath. The main level offers the spacious and comfortable living room with sunroom off it, the open kitchen and dining room, a laundry room, a full bath, and a flex room, currently used as an office but could be a bedroom. Over the years the owners have wrapped the home in bright abundant color through extensive well established native and domesticated flowering plants and fruit trees. Bird and butterfly lovers will enjoy the bountiful visitors to the plants while strolling through or lounging in an extensive outdoor patio area. The large barn offers the possibility of garage space, or storage for your equipment to enjoy capers in the nearby north branch of the New River. A short 30-minute drive from Boone brings you to the bucolic countryside the cove lies in. Purchase this property for your true getaway lifestyle. You’ll discover tranquility and beauty surrounds you.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Blue Ridge ElementaryGrades K-610.5 mi
10/10
Ashe County MiddleGrades 7-811.7 mi
4/10
Ashe County HighGrades 9-1212.8 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Basement
  • Roof: Metal
  • Construction materials: Masonry,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Craftsman,Mountain,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Induction Cooktop,Solar Hot Water,Tankless Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Pull Down Attic Stairs,Vaulted Ceiling(s)
  • Window features: Double Hung
  • Number of fireplaces: 1
  • Fireplace features: One,Free Standing,Wood Burning,Insert,Wood BurningStove
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,159

Heating & Cooling

  • Heating features: Electric,Hydro Air,Heat Pump,Propane,Solar,Wood Stove
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,584
  • Total interior livable area: 2,159 sqft

Property

Details

  • Parcel number: 11030216
  • Horse amenities: Horses Allowed

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered,Multiple,Open
  • Exterior features: Out Building(s),Storage,Gravel Driveway
  • Has view: Yes
  • View description: Long Range,Mountain(s),Creek/Stream,Trees/Woods,Southern Exposure
  • Has water view: Yes
  • Water view: Creek/Stream

Lot

  • Lot size: 23.50 Acres

Parking

  • Parking features: Driveway,Gravel,Private,Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Landslide
Lightning
Winter Weather

FEMA Declared Disasters in Ashe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$256$3,072
Property Taxes $328$3,936
Electricity $201$2,413
Total$4,577$54,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,925/yr
40% on housing$137,310/yr
45% on housing$122,053/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 28615$211
Ashe County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 28615
Ashe County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$700,000
2026-06-10Listed for sale$750,000
2025-12-15Listing removed$750,000
2025-09-23Listed for sale$750,000

For Sale by Agent

AgentHelen Phillips
BrokerageCoe Realty

Similar Homes