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2259 Grassy Creek Road, Grassy Creek, NC, 28631

1beds
1baths
981sqft
$399,900
$408price/sqft
$2,545/moest. monthly cost
$101,800/yrincome needed

About This Home

If you’ve been dreaming of a place to truly unplug, this private mountain retreat at the end of the road delivers. Tucked away on 9.35 acres in the peaceful Grassy Creek area of Ashe County, this charming log cabin is surrounded by native rhododendron, mountain laurel, and the quiet sounds of nature—where deer and wild turkey are frequent visitors and the pace of life slows down. Inside, the warm and inviting living space features exposed beams, a stone fireplace with gas logs, a spacious kitchen with pantry and dining area, and a full bath with laundry on the main level. The loft bedroom offers a cozy, restful escape with additional space for office or storage. Multiple heat sources, including a mini-split system, baseboard heat, and propane fireplace, provide comfort in every season, and a generator adds an extra layer of security and peace of mind. Step outside and take in the fresh mountain air from the covered front porch with long-range views, or gather with friends and family on the spacious rear deck. The fenced yard offers plenty of usable space for children, pets, or gardening with established landscaping and garden areas already in place. A carport, detached garage/workshop, and additional outbuilding provide ample room for tools, toys, and outdoor gear. Thoughtful updates, including a metal roof, replacement windows and doors, sealed crawl space, and numerous interior improvements, make this home move-in ready and easy to enjoy from day one. Despite its tucked-away feel, the property is conveniently located approximately 30 minutes to West Jefferson, 59 minutes to Boone, and 35 minutes to Grayson Highlands State Park. The Historic New River is just 21 minutes away at Kings Creek Access, offering some of the best fishing and kayaking in the area. Whether you’re looking for a peaceful full-time residence, a weekend getaway, or a place to create lasting mountain memories, this special property invites you to slow down, breathe deep, and enjoy the beauty of the High Country.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Mountain View ElementaryGrades PK-69.9 mi
10/10
Ashe County MiddleGrades 7-810.4 mi
3/10
Ashe County HighGrades 9-1213.3 mi

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Metal
  • Construction materials: Log,Masonry,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Gas Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: One,Gas,Other,See Remarks,Stone,Vented,Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 981

Heating & Cooling

  • Heating features: Baseboard,Ductless,Electric,Fireplace(s)
  • Cooling features: Ductless

Interior Area

  • Total structure area: 981
  • Total interior livable area: 981 sqft

Property

Details

  • Parcel number: 053003331048

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Multiple,Open
  • Exterior features: Out Building(s),Gravel Driveway
  • Has view: Yes
  • View description: Long Range

Lot

  • Lot size: 9.35 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport,Driveway,Detached,Garage,Two Car Garage,Gravel,Private
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Strong Wind
Drought
Ice Storm
Landslide
Lightning
Winter Weather

FEMA Declared Disasters in Ashe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$145$1,740
Property Taxes $178$2,136
Electricity $200$2,405
Total$2,545$30,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,257/yr
40% on housing$76,350/yr
45% on housing$67,866/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$408This listing

vs Other Active Listings

Avg $/sqft

ZIP 28631$171
Ashe County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 28631
Ashe County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$409,900
2026-01-01Listing removed$449,500
2025-04-04Price change$449,500
2025-03-15Listed for sale$459,500
2025-03-01Listing removed$459,500
2024-09-21Listed for sale$459,500
2022-07-01Sold$350,000
2022-04-11Pending sale$349,900
2022-04-08Listed for sale$349,900

For Sale by Agent

AgentKim Hurley
BrokerageRealty One Group Results

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