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166 Old Helton School Rd, Lansing, NC, 28643

6beds
1baths
2,896sqft
$75,000
$26price/sqft
$705/moest. monthly cost
$28,200/yrincome needed

About This Home

FIXER UPPER for SALE in the Helton Creek area of Lansing, NC! CASH ONLY - no mortgages. Needs a lot of work - it flooded with Hurricane Helene, washed out the right side of the foundation and approximately 1.5-2 feet of water entered the home. County Zoning office confirmed it can be repaired, no special regulations since it is NOT located in the 100 year flood plain. Built around 1890, has a well and septic. Metal roof installed around 6 years ago per previous owner. Approximately .75 acre lot. Great location - Helton Creek across the street, stocked with trout, walk to the convenience store & grill within seconds, playground/community center next door, & great access to 194 N. Being sold AS-IS. NO TRESPASSING - contact listing agent to schedule viewing. Listing agent is owner/seller.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Blue Ridge ElementaryGrades K-66.8 mi
10/10
Ashe County MiddleGrades 7-86.3 mi
3/10
Ashe County HighGrades 9-1211.3 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Crawl Space,Pillar/Post/Pier,Other - See Remarks
  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Other

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Attic Other
  • Flooring: Wood
  • Fireplace features: Living Room
  • Attic: Other
  • Finished area below ground: 0
  • Finished area above ground: 2,896

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 2,896
  • Total interior livable area: 2,896 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 06207061
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch
  • Has view: Yes
  • View description: Mountain(s)
  • On waterfront: Yes
  • Waterfront features: None,Creek

Lot

  • Lot size: 0.75 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Ice Storm
Landslide
Lightning
Winter Weather

FEMA Declared Disasters in Ashe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$25$300
Property Taxes $32$384
Electricity $269$3,236
Total$705$8,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,171/yr
40% on housing$21,150/yr
45% on housing$18,800/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$26This listing

vs Other Active Listings

Avg $/sqft

ZIP 28643$228
Ashe County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 28643
Ashe County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Price change$79,900
2026-03-27Price change$85,000
2026-01-28Price change$89,500
2026-01-07Listed for sale$94,500
2015-11-17Sold$22,000
2015-05-05Listing removed--
2015-02-26Listed for sale$15,000
2014-09-02Sold$85,966
2010-05-11Sold$80,000

For Sale by Agent

AgentSteven Howell
BrokerageNiche Properties LLC

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