230 E NC Highway 88, Jefferson, NC, 28640
About This Home
Perched above the scenic New River, this beautifully updated Colonial-style home captures breathtaking long-range mountain and river views from nearly every angle. Blending classic architecture with modern comfort, the home welcomes you with a charming front porch featuring distinctive Chippendale railings and multiple Trex-covered porches designed for relaxing, entertaining, and taking in the surrounding natural beauty. At the heart of the home is a stunning Country French-inspired kitchen, thoughtfully designed with timeless character and modern functionality. A spacious butler's pantry and oversized laundry room provide exceptional storage and convenience. The sun-filled main level offers inviting living spaces, including a bright sunroom that opens directly to a fenced backyard retreat for pets, gardening, or outdoor gatherings. Throughout the home, tongue-and-groove ceilings, updated finishes, and abundant natural light create warmth and character. The upper level features three generously sized bedrooms and two full bathrooms, including a spacious primary suite. The third level offers incredible flexibility with two additional rooms and a full bath, great for guest accommodations, a home office, fitness space, playroom, or creative studio. Step onto the upper balcony and enjoy panoramic views of the New River and surrounding mountains. Additional highlights include a large bonus room above the garage with interior access, offering even more versatile living space. Recent improvements include a new well pump in August of 2026, new roof, new HVAC system, LP SmartSide board-and-batten siding, Trex decking, fenced yard, designer dog wash with pot filler, updated lighting, all new toilets in every bathroom, and a new thermostat in the bonus room. Offering over 4,600 square feet of heated living space, this exceptional property combines mountain charm, modern updates, and unforgettable views in one remarkable setting.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1989
Materials
- Foundation: Basement
- Roof: Architectural,Shingle
- Construction materials: Hardboard,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman,Farmhouse,French Provincial,Mountain,Traditional
- Property subType: Farm,Single Family Residence
Interior
Appliances
- Appliances included: Double Oven,Dryer,Dishwasher,Electric Cooktop,Microwave,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Exterior Entry,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Wet Bar,Window Treatments
- Window features: Window Treatments
- Number of fireplaces: 3
- Fireplace features: Three,Gas,Masonry,Vented
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 4,618
Heating & Cooling
- Heating features: Baseboard,Electric,Forced Air,Gas,Heat Pump,Propane,Wood
- Cooling features: Central Air,Gas,Heat Pump,2 Units
Interior Area
- Total structure area: 6,219
- Total interior livable area: 4,618 sqft
Property
Details
- Parcel number: 092997215737
- Zoning description: Residential
Features
- Levels: Three Or More
- Stories: 3
- Has view: Yes
- View description: Long Range,Mountain(s),River
- Has water view: Yes
- Water view: River
Lot
- Lot size: 2.93 Acres
Parking
- Total spaces: 2
- Parking features: Garage,Two Car Garage,Paved,Shared Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Inland Flooding
- Strong Wind
- Hail
- Ice Storm
- Landslide
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Ashe County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,085 | $97,020 |
| Home Insurance * | $616 | $7,392 |
| Property Taxes | $324 | $3,888 |
| Electricity | $430 | $5,161 |
| Total | $9,455 | $113,460 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-09 | Listed for sale | $1,599,000 |
| 2026-05-09 | Listing removed | $1,599,000 |
| 2026-03-02 | Price change | $1,599,000 |
| 2025-10-13 | Price change | $1,699,000 |
| 2025-10-03 | Price change | $1,725,000 |
| 2025-09-22 | Price change | $1,799,999 |
| 2025-09-13 | Price change | $1,799,000 |
| 2025-09-05 | Listed for sale | $1,799,999 |
| 2025-03-01 | Listing removed | $1,895,000 |
| 2024-10-09 | Price change | $1,895,000 |
| 2024-09-23 | Price change | $1,995,000 |
| 2024-08-30 | Listed for sale | $2,100,000 |
| 2020-12-01 | Sold | $350,000 |
| 2017-08-16 | Listing removed | $449,900 |
| 2017-03-22 | Price change | $449,900 |
| 2016-12-12 | Listed for sale | $480,000 |
| 2005-04-22 | Sold | $490,000 |
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