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4032 Hwy 123 N, Snow Hill, NC, 28580

3beds
2baths
1,326sqft
$205,000
$155price/sqft
$1,520/moest. monthly cost
$60,800/yrincome needed

About This Home

GIMME THE COUNTRY! Looking for country living with room to s-p-r-e-a-d out? This well-maintained 3-bedroom, 2-bath home sits on approximately 0.75 acres, offering the perfect blend of comfort, functionality, and outdoor space. Built in 1975, this brick and vinyl home features low-maintenance vinyl replacement windows, a durable metal roof installed in 2023, and an attached double carport. Relax year-round on the covered rear deck while enjoy star-gazing. Inside, you'll find abundant natural light, a spacious living room, and a homey kitchen with a dedicated dining area overlooking the backyard, counter-height breakfast bar and ample storage solutions. Appliances included are refrigerator, electric range, built-in microwave, washer and dryer. Three generously sized bedrooms and two full baths provide comfortable living for family and guests. . Hardwood floors are ready to be restored to their original beauty, while the tiled flooring offers easy everyday maintenance. The interior has been freshly painted, and known electrical and plumbing deficiencies were professionally addressed in 2024. Additional updates include a Goodman packaged heat pump (2020) and new flex ductwork (2024), providing added peace of mind. Need workspace? The oversized detached double garage is a standout feature! Complete with a new metal roof (2024). It's ideal for automotive projects, woodworking, small engine repair, hobbies, or extra storage. One bay is open for workshop use while the other bay has been thoughtfully converted into a comfortable man cave with dedicated storage, plus overhead storage for even more versatility. The possibilities are endless--how will you make it your own? Outside, a concrete pad is ready for your imagination, whether you envision a storage building, outdoor entertaining space, patio, or recreation area. Garden enthusiasts will appreciate the expansive backyard with plenty of room for raised beds, flowers, or a large vegetable garden, while there's still ample space for children and pets to run and play. First-time homebuyer financing programs available with $0 down payment or $15,000 down payment assistance. Also qualifies for FHA/VA or Conventional loans. If you've been searching for country living with practical updates, generous outdoor space, and endless possibilities, this property is ready to welcome you home! 24-hour notice preferred. Listing agent is related to owners.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

1/10
3/10

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Brick Veneer,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Washer,Refrigerator,Dryer,Electric Range
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Bedroom2

  • Level: Ground

Bedroom3

  • Level: Ground

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Master Downstairs,Ceiling Fan(s),Walk-in Shower,Blinds/Shades
  • Door features: Thermal Doors,Storm Door(s)
  • Window features: Thermal Windows
  • Flooring: Tile,Hardwood
  • Attic: Partially Floored,Pull Down Stairs

Heating & Cooling

  • Heating features: Heat Pump,Electric,Forced Air
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 1,326
  • Total interior livable area: 1,326 sqft

Kitchen

  • Level: Ground

Laundry

  • Level: Ground

Living Room

  • Level: Ground

Master Bedroom

  • Level: Ground

Property

Details

  • Parcel number: 0500361
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Deck,Front Porch
  • Exterior features: Storm Doors,Thermal Doors
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 1200 - 1399

Lot

  • Lot size: 0.75 Acres
  • Features: Gentle Sloping,Rural
  • Lot size dimensions: 122.80 x 287.68 x 131.21 x 241.45

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Detached,Concrete,See Remarks,Unpaved,On Site,Attached Carport,Garage,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters in Greene County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$113$1,356
Property Taxes $171$2,052
Electricity $200$2,405
Total$1,520$18,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,114/yr
40% on housing$45,600/yr
45% on housing$40,533/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 28580$165
Greene County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 28580
Greene County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$199,999
2026-07-07Listed for sale$205,000
2024-08-06Sold$175,000
2024-07-01Pending sale$175,000
2024-05-10Listed for sale$175,000

For Sale by Agent

AgentElaine Anderson
BrokerageCentury 21 The Realty Group

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