226 Balsam Cres, Troy, NC, 27371
About This Home
Lakefront living on the main channel of Lake Tillery with a direct view of Morrow Mountain State Park. This 4-bedroom, 3-bath home is located in the gated Carolina Forest community on Lake Tillery and offers wide water views and easy access to outdoor recreation. The main level features an open great room, kitchen, and dining area with cathedral ceiling and many windows that highlight the lake and mountain views. The layout is functional and comfortable for everyday living or hosting guests. Both main-level bedrooms include en suite bathrooms, providing convenience and privacy. Two additional bedrooms in the basement and a third full bath offer flexible space for family, visitors, or office use. Carolina Forest residents enjoy a range of amenities including a community boat ramp, outdoor pool with lake views, playground, tennis court, and basketball court. The home is conveniently located near Uwharrie National Forest and the towns of Troy, Mount Gilead, and Norwood, offering a balance of outdoor recreation and small-town charm. Don't miss this well-located Lake Tillery property with phenomenal views and a fantastic layout.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1990
Materials
- Construction materials: Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Washer,Washer/Dryer
- Laundry features: In Basement
Bar Entertainment
- Features: Ceiling Fan(s),Open Floorplan
- Level: Basement
Basement
- Has basement: Yes
- Basement: Daylight,Exterior Entry,Finished,Walk-Out Access
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bathroom Full
- Level: Basement
Bedroom S
- Features: Ceiling Fan(s),En Suite Bathroom
- Level: Main
Bedroom S
- Features: Ceiling Fan(s)
- Level: Basement
Bedroom S
- Features: Ceiling Fan(s)
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 2
Dining Area
- Level: Main
Features
- Finished area below ground: 1,212
- Finished area above ground: 1,212
Great Room
- Features: Cathedral Ceiling(s),Ceiling Fan(s)
- Level: Main
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,212
- Total interior livable area: 2,424 sqft
Kitchen
- Features: Breakfast Bar,Cathedral Ceiling(s),Kitchen Island,Open Floorplan
- Level: Main
Living Room
- Features: Ceiling Fan(s),Open Floorplan
- Level: Basement
Primary Bedroom
- Features: Ceiling Fan(s),En Suite Bathroom
- Level: Main
Property
Details
- Parcel number: 658807584184
- Zoning: R-01
- Special condition: Standard
- Exclusions: jet port,ring cameras,porch swing under deck
Features
- Levels: One
- Stories: 1
- Pool features: Community
- Patio & porch: Covered,Deck,Rear Porch
- Has view: Yes
- View description: Long Range,Mountain(s),Water,Winter,Year Round
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Boat Lift,Boat Ramp – Community,Covered structure,Pier,Retaining Wall,Dock,Waterfront
- Waterbody name: Lake Tillery
Lot
- Lot size: 0.38 Acres
- Features: Views
Parking
- Total spaces: 4
- Parking features: Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Ice Storm
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Montgomery County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,424 | $53,088 |
| Home Insurance * | $676 | $8,112 |
| Property Taxes | $960 | $11,520 |
| Electricity | $225 | $2,709 |
| Total | $6,285 | $75,420 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-10 | Price change | $875,000 |
| 2026-02-20 | Listed for sale | $899,000 |
| 2022-04-08 | Sold | $694,500 |
| 2017-08-02 | Sold | $370,000 |
For Sale by Agent
View on Zillow