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605 W Cutchin Street, Clinton, NC, 28328

4beds
2baths
2,826sqft
$324,000
$115price/sqft
$2,479/moest. monthly cost
$99,160/yrincome needed

About This Home

Classic elegance and timeless charm describes this spacious 2-story Colonial home! Step into the impressive foyer featuring beautiful L-shaped staircase leading to the second floor. The main level offers a formal living room with chandelier and fireplace, formal dining room with crystal chandelier, inviting family room, and a kitchen with a breakfast nook. Upstairs you will find 4 large bedrooms with plenty of space for family or guest along with cedar closets. There is a laundry room and a 2-car garage . This home offers the perfect blend of traditional style, comfort, and space for entertaining.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

--
Langdon C Kerr ElementaryGrades PK-K0.7 mi
3/10
Sampson Middle SchoolGrades 6-82.2 mi
2/10
Clinton HighGrades 9-122.3 mi

Construction

Condition

  • Year built: 1923

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Metal Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Entrance Foyer,Ceiling Fan(s),Walk-in Shower,Blinds/Shades
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Gas Pack,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,826
  • Total interior livable area: 2,826 sqft

Property

Details

  • Parcel number: 12049316001
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: None
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 2800 - 2999

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Paved,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters in Sampson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,638$19,656
Home Insurance *$261$3,132
Property Taxes $317$3,804
Electricity $263$3,158
Total$2,479$29,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,994/yr
40% on housing$74,370/yr
45% on housing$66,106/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 28328$125
Sampson County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 28328
Sampson County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$324,000
2026-05-15Listed for sale$349,000

For Sale by Agent

AgentGail K Gainey
BrokerageClinton Realty Co.

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