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105 Finch Street, Clinton, NC, 28328

4beds
4baths
2,887sqft
$347,000
$120price/sqft
$2,625/moest. monthly cost
$105,000/yrincome needed

About This Home

The beautiful classic home is near the historic district and school. You can enjoy a short walk to downtown Clinton. The home features a foyer, formal living room with fireplace, dining room, kitchen with breakfast area, and large family room with fireplace. There is extra wide crown molding to add to the charm of the house. Down stairs are 3 bedrooms, 3 bathrooms, and a laundry room. Upstairs are a bonus/bedroom and bathroom. The house has plenty of storage space. Within the past 5 years there has been a new roof, kitchen counters and kitchen floor. All carpet has been taken up and hardwood floors refinished. There is a 2 car garage, storage building, and beautiful patio. Gravel has been put around the house to protect from water. There are also fruit trees and a pecan tree.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

5/10
Sunset Avenue ElementaryGrades 3-50.2 mi
2/10
Sampson Middle SchoolGrades 6-81.5 mi
3/10
Clinton HighGrades 9-121.7 mi

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Sound System,Master Downstairs,High Ceilings,Entrance Foyer,Bookcases,Walk-in Shower,Blinds/Shades
  • Flooring: Carpet,Laminate
  • Attic: Storage,Walk-In

Heating & Cooling

  • Heating features: Fireplace(s),Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,887
  • Total interior livable area: 2,887 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 15085152001
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 2800 - 2999

Lot

  • Lot size: 0.39 Acres
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Concrete,None
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Strong Wind
Winter Weather
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Sampson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,754$21,048
Home Insurance *$279$3,348
Property Taxes $324$3,888
Electricity $268$3,226
Total$2,625$31,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,000/yr
40% on housing$78,750/yr
45% on housing$70,000/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 28328$125
Sampson County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 28328
Sampson County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-08Listed for sale$347,000
2025-12-22Listing removed$347,000
2025-09-27Price change$347,000
2025-06-15Price change$349,000
2024-10-07Price change$352,000
2024-06-27Listed for sale$358,000
2024-06-12Contingent$358,000
2024-06-04Price change$358,000
2024-04-10Listed for sale$359,000
2013-08-30Sold$190,000

For Sale by Agent

AgentGail K Gainey
BrokerageClinton Realty Co.

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