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251 Water Ridge Ln, Stedman, NC, 28391

5beds
3baths
3,139sqft
$539,900
$172price/sqft
$3,646/moest. monthly cost
$145,840/yrincome needed

About This Home

Bring your clients out to see this Beautiful all Brick 5 bedroom 3 bath home with its quiet neighborhood setting in Stedman on over 3.5 acres. 3 car side load attached garage, multiple covered porches, Patio, large yard with fire pit and storage building in rear. Inside find 5 spacious bedrooms, a nicely updated kitchen, gas cooktop, Large open family room with gas log fireplace, Formal dining with Trey ceilings, and formal Living room, Master with gas log fireplace as well as laundry room and plenty of storage . Family room opens onto large rear covered porch overlooking back yard and wooded area.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
Clement ElementaryGrades PK-54.9 mi
4/10
Midway MiddleGrades 6-810.3 mi
5/10
Midway HighGrades 9-1212.9 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 2004

Materials

  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Free-Standing Refrigerator,Gas Cooktop,Ice Maker,Microwave,Water Purifier Owned,Range Hood,Water Purifier
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s),Central Vacuum,Dining Area,Separate/Formal Dining Room,Kitchen Island
  • Flooring: Laminate,Tile
  • Number of fireplaces: 2
  • Fireplace features: Bedroom,Factory Built,Family Room,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,139 sqft

Property

Details

  • Parcel number: 02015858626
  • Special condition: None,Standard
  • Exclusions: EV Charger

Features

  • Patio & porch: Rear Porch,Covered,Front Porch,Porch
  • Exterior features: Fire Pit,Outdoor Grill,Propane Tank - Owned,Porch
  • Topography of land: Cleared,Sloping
  • Living area range: 3001-3500

Lot

  • Lot size: 3.53 Acres
  • Features: 3-5 Acres,Cleared

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Strong Wind
Winter Weather
Lightning
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Sampson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$279$3,348
Property Taxes $345$4,140
Electricity $292$3,508
Total$3,646$43,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,005/yr
40% on housing$109,380/yr
45% on housing$97,226/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 28391$146
Sampson County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 28391$161
Sampson County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$559,900
2026-03-12Listed for sale$569,900
2022-05-19Sold$510,000
2022-04-19Pending sale$510,000
2022-04-16Listed for sale$510,000
2020-11-10Sold$344,000
2020-09-14Pending sale$327,750
2020-06-26Listed for sale$327,750
2014-07-11Sold$260,000
2014-03-25Price change$265,950
2014-02-22Price change$279,900
2014-01-17Listed for sale$306,000
2013-12-20Sold$263,923

For Sale by Agent

AgentRONNIE PILSON
BrokerageR. PILSON REALTY

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