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122 Watson Dr, Henderson, NC, 27536

3beds
2baths
1,467sqft
$249,900
$170price/sqft
$1,918/moest. monthly cost
$76,720/yrincome needed

About This Home

Welcome home! This three-bedroom, two-bath cottage will be ready for showings in early June. Originally built in 1952, the home is in excellent condition and includes a primary bedroom and bathroom addition. The layout features a living room, den, dining room, and kitchen. Outdoor highlights include a covered front porch and an open rear deck with a drop-in spa. The property also offers a fenced rear yard with a separate section at the back of the lot for pets.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
3/10
1/10

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Asphalt,Vinyl Siding

Notable Dates

  • Major remodel year: 1952

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage, Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: In Kitchen

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Dining L,Smooth Ceilings
  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,467

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,467
  • Total interior livable area: 1,467 sqft

Property

Details

  • Parcel number: 0052 03016
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch
  • Exterior features: Fenced Yard,Private Yard,Rain Gutters
  • Has spa: Yes
  • Spa features: Above Ground,Heated
  • Fencing: Back Yard
  • Has view: Yes

Lot

  • Lot size: 0.36 Acres
  • Features: City Lot

Parking

  • Total spaces: 3
  • Parking features: Open
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Vance County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$146$1,752
Property Taxes $309$3,708
Electricity $200$2,405
Total$1,918$23,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,760/yr
40% on housing$57,540/yr
45% on housing$51,146/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 27536$107
Vance County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 27536$136
Vance County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Coming Soon

AgentRuxton Bobbitt
BrokerageColdwell Banker Advantage Hend

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