124 Granite St, Henderson, NC, 27536
About This Home
Spacious 5-bedroom, 2-full-bath home on a 0.213-acre lot, conveniently located close to nearly everything. The home features nine large rooms, all generously sized, along with a large fenced backyard, a fenced front yard, and a nice front porch. Heating and cooling are provided by baseboard heat and window AC units; the home does not have ductwork. The property experienced a fire a few years ago, and some work remains to be completed, mainly upstairs. According to the seller, municipal officials inspected the fire damage and have allowed occupancy to continue, though the new owner will need to complete additional work. Because of the home's history, it will not qualify for FHA, VA, USDA, or conventional financing; it is offered as a cash sale or commercial loan only. The home currently has a tenant in place on a month-to-month lease paying $1,000/month, who would like to stay. All appliances belong to the tenant and do not convey. The home needs some renovating, with some areas in better condition than others, making it a strong candidate for a flip or a rental. Buyer to verify all details and condition.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Roof: Shingle
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: None
- Laundry features: Electric Dryer Hookup,In Kitchen,Washer Hookup
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Wood,See Remarks
- Finished area below ground: 0
- Finished area above ground: 2,304
Heating & Cooling
- Heating features: None
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 2,304
- Total interior livable area: 2,304 sqft
Property
Details
- Parcel number: 0005 08006
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch
- Exterior features: Fenced Yard
- Fencing: Back Yard, Chain Link, Front Yard
- Has view: Yes
Lot
- Lot size: 9,147 sqft
- Features: Back Yard,Front Yard
Parking
- Total spaces: 2
- Parking features: Driveway,Paved
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Hurricane
- Heat Wave
- Inland Flooding
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Vance County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $606 | $7,272 |
| Home Insurance * | $70 | $840 |
| Property Taxes | $143 | $1,716 |
| Electricity | $214 | $2,575 |
| Total | $1,033 | $12,396 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Pending sale | $120,000 |
| 2026-07-07 | Listed for sale | $120,000 |
| 2019-09-10 | Sold | $45,000 |
| 2010-11-18 | Sold | $42,000 |
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