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332 Rowland St, Henderson, NC, 27536

4beds
2baths
2,116sqft
$139,900
$66price/sqft
$1,160/moest. monthly cost
$46,400/yrincome needed

About This Home

Solid Investment or Restoration Opportunity on Large City Lot! Bring your vision and TLC to this mid-century classic! Built in 1955 (possibly earlier), this home features strong bones, character details, and a rare, oversized city lot. The private back yard offers ample space for a garden or outdoor oasis. Central location with full city amenities, moments from major shopping, medical, and dining. Ideal position for easy commuting via US-1 & I-85, with effortless weekend trips to Kerr Lake and Lake Gaston. Perfect candidate for a flip, rental, or custom homeowner renovation!

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

1/10
Clarke Elementary SchoolGrades PK-52.4 mi
3/10
1/10

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Williamsburg
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bathtub/Shower Combination,Bookcases,Eat-in Kitchen,High Ceilings,Shower Only,Walk-In Closet(s)
  • Flooring: Hardwood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,116

Heating & Cooling

  • Heating features: None
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,116
  • Total interior livable area: 2,116 sqft

Property

Details

  • Parcel number: 0073 04001
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch,Side Porch
  • Exterior features: Garden,Private Yard
  • Has view: Yes

Lot

  • Lot size: 0.42 Acres
  • Features: Back Yard,City Lot,Cleared,Corner Lot,Garden,Level,Private
  • Lot size dimensions: 99.46 x 181.06 x 99.56 x 185.30

Parking

  • Parking features: No Garage,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Vance County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$81$972
Property Taxes $172$2,064
Electricity $200$2,405
Total$1,160$13,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,771/yr
40% on housing$34,800/yr
45% on housing$30,933/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$66This listing

vs Other Active Listings

Avg $/sqft

ZIP 27536$108
Vance County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 27536$136
Vance County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Listed for rent$139,900
2026-08-03Listed for sale$139,900
2019-05-21Listing removed$65,000
2018-12-03Listed for sale$65,000
2015-02-12Sold$15,000
2007-08-03Sold$85,000

For Sale by Agent

AgentKaren Stainback
BrokerageColdwell Banker Advantage Hend

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