See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1302 S 5th Ave, Cleveland, MS, 38732

3beds
2baths
2,127sqft
$255,000
$120price/sqft
$1,934/moest. monthly cost
$77,360/yrincome needed

About This Home

Welcome to 1302 S. Fifth Avenue in Cleveland, Mississippi - a beautifully maintained, move-in-ready three-bedroom, two-bathroom home nestled on a 0.22-acre lot in one of the area's most desirable and established neighborhoods. Built in 2003, this 2,127 square foot home offers a thoughtful split floor plan that provides both comfort and privacy. Step inside to a light-filled living room where windows flank elegant glass French doors, creating an inviting space perfect for entertaining or relaxing at the end of the day. The doors open onto a 10'x10' back patio - ideal for morning coffee, grilling with friends, or enjoying a quiet Delta evening. The kitchen is both functional and stylish, featuring stainless steel appliances, a new electric range, a new kitchen island, and a cozy breakfast nook that's perfect for everyday dining. There is generous cabinet and counter space, making meal prep and hosting a breeze. The spacious primary suite serves as a private retreat, complete with an en-suite bathroom offering a walk-in shower, standalone soaking tub, double vanity, and large his-and-her closets. On the opposite side of the home, two additional bedrooms share a full bathroom with a shower/tub combination - ideal for guests, children, or a home office setup. Convenience continues with a laundry room located just off the entrance from the two-car garage. Even better - all appliances, including the washer and dryer, will remain with the home. Located just minutes from local schools, shopping, and everything Cleveland has to offer, this home combines comfort, functionality, and location in one attractive package. Whether you're a first-time homebuyer, downsizing, or simply looking for a well-kept home in a great neighborhood, this property is ready for its next chapter. Call today for more details or to schedule your private showing.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
Parks Elementary SchoolGrades K-60.7 mi
--
Cleveland High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Good
  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,127
  • Total interior livable area: 2,127 sqft

Property

Details

  • Parcel number: 33292780000900
  • Zoning description: Single Family

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: None

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: .22

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Garage,Driveway
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Bolivar County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$332$3,984
Property Taxes $116$1,392
Electricity $197$2,373
Total$1,934$23,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,308/yr
40% on housing$58,020/yr
45% on housing$51,573/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.1%
-4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 38732$100
Bolivar County$91

vs Homes Sold Last Month

Median $/sqft

ZIP 38732$84
Bolivar County$86

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$265,000
2026-04-09Pending sale$265,000
2026-03-16Price change$265,000
2026-02-26Listed for sale$275,000
2026-02-24Listing removed$275,000
2026-02-18Listed for sale$275,000

For Sale by Agent

AgentTracey Bell
BrokerageSWAPA

Similar Homes