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402 E Main St, Okolona, MS, 38860

3beds
2baths
1,574sqft
$115,000
$73price/sqft
$935/moest. monthly cost
$37,400/yrincome needed

About This Home

Charming 3 bed, 2 bath home on 1.2 private acres in Okolona, MS. Enjoy peaceful living with this beautiful updated home nestled on 1.2 acres, , offering plenty of privacy and room to roam. Inside you'll find fresh paint and brand-new flooring throughout, creating a warm and inviting feel from the moment you step in. With three spacious bedrooms, baths, and open living areas, this home is move-in ready and perfect for families or anyone looking for extra space inside and out. All info subject to verification.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

2/10
2/10
Okolona Middle SchoolGrades 6-81.1 mi
6/10
Okolona High SchoolGrades 9-121.1 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,574

Interior Area

  • Total structure area: 1,574
  • Total interior livable area: 1,574 sqft

Property

Details

  • Parcel number: 2047G2503000

Features

  • Stories: 1

Lot

  • Lot size: 1.20 Acres
  • Lot size dimensions: 1.2 ac

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Heat Wave
Lightning
Drought
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters in Chickasaw County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$122$1,464
Property Taxes $40$480
Electricity $192$2,304
Total$935$11,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,057/yr
40% on housing$28,050/yr
45% on housing$24,933/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.5%
1.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$73This listing

vs Other Active Listings

Avg $/sqft

ZIP 38860$70
Chickasaw County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 38860
Chickasaw County$86

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for sale$130,000
2026-01-19Listing removed$130,000
2025-12-26Price change$130,000
2025-07-25Listed for sale$150,000
2024-06-10Listing removed--
2024-05-31Listed for sale$25,000
2023-08-22Sold--
2022-02-11Sold--
2019-02-01Sold--
2018-12-21Listed for sale$49,000

For Sale by Agent

AgentShakia Foote
BrokerageTM REALTORS

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