See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

27185 E Main St, West Point, MS, 39773

3beds
2baths
2,304sqft
$372,500
$162price/sqft
$2,529/moest. monthly cost
$101,160/yrincome needed

About This Home

Step into this charming, character-filled 1920 home offering inviting indoor and outdoor living space. Rich with historic appeal and classic craftsmanship, this unique property blends elegance with modern updates. The expansive backyard is built for entertaining, featuring a fully equipped outdoor kitchen, a covered pavilion ideal for gatherings, and a sparkling pool--all set within a fully fenced yard for added privacy and peace of mind. From its spacious layout to its small-town setting in the heart of West Point, this home is perfect for buyers seeking charm, history, and endless potential.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

7/10
4/10
Fifth Street SchoolGrades 5-70.6 mi
3/10
West Point High SchoolGrades 8-121.1 mi

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Cooking Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 2,304
  • Total interior livable area: 2,304 sqft

Property

Details

  • Parcel number: 083B411F 0250000

Features

  • Waterfront features: None

Lot

  • Lot size: 0.97 Acres
  • Lot size dimensions: 100 x 475 IRR

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters in Clay County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,883$22,596
Home Insurance *$256$3,072
Property Taxes $176$2,112
Electricity $214$2,570
Total$2,529$30,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,708/yr
40% on housing$75,870/yr
45% on housing$67,440/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 39773$150
Clay County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 39773$180
Clay County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$372,500
2026-05-22Listed for sale$375,000

For Sale by Agent

AgentJODY DAVIS
BrokerageHOMETOWN REALTY

Similar Homes