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804 Lafayette St, Prentiss, MS, 39474

3beds
2baths
1,392sqft
$59,900
$43price/sqft
$774/moest. monthly cost
$30,960/yrincome needed

About This Home

Potential and Space to Spare in Prentiss! This 3-bedroom, 2-bath home on Lafayette Street sits on a large lot and is ready for its next owner to unlock its potential. Previously used as a rental, the property offers solid bones and a great opportunity -- whether you're looking for an affordable home to personalize and make your own or a value-add rental to add to your portfolio. The generous lot size gives this property room to breathe -- plenty of space for outdoor living, gardening, or simply enjoying the elbow room that's getting harder to find. With some TLC, this home has everything it needs to shine again. Priced to reflect its current condition, buyers have a real chance to build equity while stepping into a property with lasting appeal. Prentiss continues to see solid rental demand, making this an attractive option for investors looking for a manageable, cash-flow-friendly addition to their holdings -- or for an owner-occupant ready to invest a little sweat equity into something worth owning. Sold as-is. Schedule your showing today and see the possibilities for yourself.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

5/10
--

Construction

Condition

  • Property condition: Fixer

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Lap Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,392
  • Total interior livable area: 1,392 sqft

Property

Details

  • Parcel number: 3048g0128100
  • Zoning description: General Residential

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Garden
  • Fencing: None

Lot

  • Lot size: 0.34 Acres
  • Features: City Lot,Irregular Lot

Parking

  • Total spaces: 2
  • Parking features: Detached Carport,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Tornado
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Jefferson Davis County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $302$3,624
Home Insurance *$254$3,048
Property Taxes $26$312
Electricity $192$2,304
Total$774$9,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,537/yr
40% on housing$23,220/yr
45% on housing$20,640/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$43This listing

vs Other Active Listings

Avg $/sqft

ZIP 39474$49
Jefferson Davis County$70

vs Homes Sold Last Month

Median $/sqft

ZIP 39474
Jefferson Davis County$37

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-24Listed for sale$59,900
2022-06-13Listing removed--
2022-03-15Listed for sale$60,000

For Sale by Agent

AgentJason M Gunter
BrokerageRealty Star Network

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