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1426 2nd St, Prentiss, MS, 39474

3beds
1baths
1,224sqft
$94,000
$77price/sqft
$1,107/moest. monthly cost
$44,280/yrincome needed

About This Home

Here ye, here ye, Prentiss city dwellers... this affordable low maintenance three bedroom and one bath vinyl sided home deserves to be the center of attention. Offering 1,224 square feet of living space, it provides just the right amount of room--comfortable without more than you need. The yard offers plenty of space for outdoor play, gardening, or relaxing, and you'll appreciate the convenient storage building in the rear for tools, hobbies, or extra belongings. Whether you're looking for a starter home, downsizing, or an investment opportunity, this property is worth a look.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
--
4/10
JDC Middle SchoolGrades 6-80.1 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Conventional
  • Roof: Composition
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,224
  • Total interior livable area: 1,224 sqft

Property

Details

  • Parcel number: 3048b0104500

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 7,405 sqft
  • Features: City Lot

Parking

  • Parking features: On Site,Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Tornado
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Jefferson Davis County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $475$5,700
Home Insurance *$399$4,788
Property Taxes $41$492
Electricity $192$2,304
Total$1,107$13,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,954/yr
40% on housing$33,210/yr
45% on housing$29,520/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$77This listing

vs Other Active Listings

Avg $/sqft

ZIP 39474$48
Jefferson Davis County$69

vs Homes Sold Last Month

Median $/sqft

ZIP 39474
Jefferson Davis County$37

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Price change$94,000
2026-03-05Listed for sale$250,000
2020-01-29Sold--

For Sale by Agent

AgentSydney P Wilson
BrokerageBetsy Smith Properties

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