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403 E Harding Ave, Greenwood, MS, 38930

4beds
6baths
3,342sqft
$470,000
$141price/sqft
$3,817/moest. monthly cost
$152,680/yrincome needed

About This Home

VERY MOTIVATED SELLERS! Buyers agents are welcome!! Welcome to this beautifully updated 4-bedroom, 5 full bath, 1 half bath home offering over 3,342 heated and cooled square feet of thoughtfully designed living space. Designed with both entertaining and everyday family living in mind, this home offers an incredible amount of space, comfort, and functionality throughout. Each generously sized bedroom features its own private en-suite bath along with spacious closets, creating the perfect setup for a growing family or hosting guests with ease. The flowing layout provides multiple areas for gathering, relaxing, and entertaining both indoors and out. This home is loaded with upgrades and amenities, including marble countertops throughout, hardwood floors, fresh exterior paint, sprinkler system, and a Vivint security system. Two central AC units were replaced in 2020, and the pool equipment was replaced in 2025 for added peace of mind. Step outside to your own private retreat featuring a gunite saltwater pool with tanning ledge and spa, perfect for entertaining friends and family or enjoying quiet evenings at home. Additional covered space includes approximately 400 square feet under roof with a carport and storage room. The property also features a circular drive in the front along with private rear alley access for added convenience and functionality. Many additional upgrades and finishing touches have been completed throughout the home. There are simply too many unique features to list. This is one you truly need to see in person to appreciate. Call today, or have your realtor set up a showing.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

3/10
--

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Concrete
  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,342 sqft

Property

Details

  • Parcel number: 08509010800200

Features

  • Exterior features: Other,Brick
  • Has spa: Yes

Lot

  • Lot size: 0.44 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport,Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Earthquake
Ice Storm

FEMA Declared Disasters in Leflore County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$830$9,960
Property Taxes $301$3,612
Electricity $310$3,729
Total$3,817$45,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,868/yr
40% on housing$114,510/yr
45% on housing$101,786/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 38930$79
Leflore County$92

vs Homes Sold Last Month

Median $/sqft

ZIP 38930$72
Leflore County$53

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-09Price change$470,000
2026-06-19Price change$484,000
2026-05-26Listed for sale$490,000
2018-04-30Listing removed$44,900
2018-01-22Price change$44,900
2017-10-13Listed for sale$49,900

For Sale by Owner

AgentProperty Owner

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