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16945 Highway 315, Sardis, MS, 38666

8beds
7baths
8,200sqft
$2,899,000
$354price/sqft
$20,069/moest. monthly cost
$802,760/yrincome needed

About This Home

Luxurious Mansion in a country setting with all the EXTRAS !! Main home is approx 6000 sq ft of living space with luxurious MASTER BEDROOM AND SITTING ROOM AND UNIQUE WALK IN SHOWER. Home has winecellar/safe room, theater/game room, an infinity pool, 2 two car garages one on each end of home. A professional "little opry" with profession sound room and equipment. A 'writers cabin' overlooking one of 3 lakes. A guest house overlooking one of the lakes. An outdoor amphitheater , home golf courses, irrigated tee boxes and greens, 11 different positions, Deer and turkey abound . Must see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

3/10
Green Hill IntermediateGrades 3-52.2 mi
6/10
North Panola High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Double Oven,Gas Range,Refrigerator,Vented Exhaust Fan,Oven,Wine Rack/Cooler,Tankless Water Heater
  • Laundry features: W/D Hook Up

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Electric

Features

  • Pantry,Walk-In Closet(s),Granite Counters,Ceiling Fan(s)
  • Door features: French Doors
  • Window features: Double Hung,Double Pane Windows
  • Flooring: Carpet,Hardwood,Ceramic Tile
  • Fireplace features: Gas
  • Fireplace: Yes

Interior Area

  • Total structure area: 8,200
  • Total interior livable area: 8,200 sqft

Property

Details

  • Parcel number: 108929000000000400
  • Zoning description: NO ZONING

Features

  • Pool features: Liner
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Sprinkler System-Yard
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 96.60 Acres

Parking

  • Total spaces: 4
  • Parking features: 4+ Car Garage,Paved
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Heat Wave
Earthquake

FEMA Declared Disasters in Panola County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,658$175,896
Home Insurance *$3,297$39,564
Property Taxes $1,352$16,224
Electricity $762$9,149
Total$20,069$240,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$688,080/yr
40% on housing$602,070/yr
45% on housing$535,173/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -14.3%
-14.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$354This listing

vs Other Active Listings

Avg $/sqft

ZIP 38666$144
Panola County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 38666
Panola County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-26Listed for sale$3,999,000
2025-05-25Listing removed$2,890,000
2024-09-12Price change$2,890,000
2024-08-06Listed for sale$3,970,000
2022-05-13Listing removed--
2021-06-09Listed for sale$2,250,000
2021-05-06Listing removed--
2019-08-09Listed for sale$3,800,000

For Sale by Agent

AgentKeith Black
BrokerageMarket Realty

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