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1183 Adams Rd, Oakland, MS, 38948

3beds
2baths
2,338sqft
$230,000
$98price/sqft
$2,245/moest. monthly cost
$89,800/yrincome needed

About This Home

Country home for sale at 1183 Adams Road in Oakland, Tallahatchie County. This charming, renovated brick home sits on 1 acre of land in a peaceful countryside setting and includes a covered 2-car carport. The property has been meticulously maintained and updated, featuring an extension that adds a large living room and storage room, as well as a stained deck overlooking a spacious backyard. The home offers 2,338 square feet of heated and cooled living space, comprising three bedrooms and two bathrooms, all with an open floor plan that connects the kitchen to the living room. The kitchen is equipped with a walk-in pantry, microwave, electric stove, dishwasher, refrigerator, and a large stainless steel sink. A convenient laundry closet is also located in the kitchen, complete with a large white metal shelf. The living room is cozy, featuring a gas fireplace and ample space for family gatherings. The primary bedroom and bathroom, which were part of the addition, include a bay window, custom cabinets, and a walk-in closet. The home has ceramic tile flooring throughout, with the primary bedroom featuring stained concrete, while the two guest bedrooms have vinyl plank flooring.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

4/10
Charleston Middle SchoolGrades 5-84.1 mi
5/10
Charleston High SchoolGrades 9-124.0 mi
4/10

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Refrigerator
  • Laundry features: In Kitchen,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Open Floorplan,Pantry,Walk-In Closet(s)
  • Window features: Bay Window(s)
  • Flooring: Ceramic Tile,Concrete,Vinyl
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,338
  • Total interior livable area: 2,338 sqft

Property

Details

  • Parcel number: 0622800401

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Private Yard

Lot

  • Lot size: 1 Acres
  • Features: Few Trees

Parking

  • Total spaces: 2
  • Parking features: Carport,Concrete,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Drought
Heat Wave
Lightning
Earthquake
Hail
Inland Flooding

FEMA Declared Disasters in Tallahatchie County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$779$9,348
Property Taxes $86$1,032
Electricity $217$2,608
Total$2,245$26,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,971/yr
40% on housing$67,350/yr
45% on housing$59,866/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 38948$109
Tallahatchie County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 38948
Tallahatchie County$41

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-09Price change$230,000
2025-11-17Price change$250,000
2025-11-03Listed for sale$244,000

For Sale by Agent

AgentAnthony Steen
BrokerageTom Smith Land & Homes

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