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6 Elm Tree Ter, Mexico, MO, 65265

3beds
2baths
1,704sqft
$139,500
$82price/sqft
$1,067/moest. monthly cost
$42,680/yrincome needed

About This Home

Opportunity awaits with this 3 bedroom home situated on a quiet, low traffic street - offering a setting with minimal through traffic and added privacy. This property is ready for updates and improvements, making it a great option for buyers looking to customize a home to their style or invest in a property with potential. Home offers a functional layout with three bedrooms and living spaces ready for your vision. While it reflects an earlier era design. It provides a solid foundation for renovation and value added opportunities. Located in an established neighborhood, this home is conveniently close to schools & parks. Whether you're looking for a project, and investment, or a place to make your own this property offers location, potential and a unique setting. Schedule your showing

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

2/10
3/10
Mexico Middle SchoolGrades 6-80.4 mi
4/10
Mexico High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1952

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,704

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,None

Interior Area

  • Total structure area: 1,704
  • Total interior livable area: 1,704 sqft

Laundry

  • Level: Main

Property

Details

  • Parcel number: 197352003005000

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: 12600

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $705$8,460
Home Insurance *$138$1,656
Property Taxes $83$996
Electricity $141$1,693
Total$1,067$12,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,582/yr
40% on housing$32,010/yr
45% on housing$28,453/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 65265$129
Audrain County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 65265$136
Audrain County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$162,500

For Sale by Agent

AgentCary Smith
BrokerageWeichert, Realtors - House of Brokers

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