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21231 Highway Ff, Mexico, MO, 65265

6beds
5baths
6,144sqft
$799,000
$130price/sqft
$5,779/moest. monthly cost
$231,160/yrincome needed

About This Home

YOUR OWN PRIVATE ESTATE--A TRUE SHOWPLACE JUST MINUTES FROM TOWN! This 'one of a kind' custom-built stately two-story home is located on a highway just few minutes from town. This property is being offered for the first time by the original owner. This stunning, all brick 6 bedroom, 5 bath home is a rare opportunity to own a true showcase property blending comfort, luxury and exceptional craftsmanship throughout. Walk in and you will see the sophisticated allure, timeless beauty, spacious ambience with the exquisite millwork & thoughtful architectural finishes. Step inside to a supersized kitchen with custom cabinets & built-in appliances along with tons of storage w/ large island, perfect for entertaining & family gatherings which opens seamlessly into a family room with gas fireplace. This open floor plan also provides a living room bathed in natural light with a gas stone fireplace plus a built-in wet bar-ideal for hosting in style. A unique ceiling style shows no expense was spared in the original design. Walk out to your private balcony overlooking the heated inground pool and picturesque lake-perfect for year-round enjoyment! The main level primary suite includes a walk-in closet & spacious en-suite bath. A main-level laundry room & 3/4 bath complete the main level. The upper level boasts a second primary suite with a private bath, plus additional bedrooms & full bath, providing ample space for family, guests, or a home office. The full finished walk-out basement adds even more living space with a second kitchen, large family room with a gas fireplace, rec area with wood-burning fireplace, exercise area plus a 3/4 bath. An additional garage area and storage is on this level, too! Enjoy the incredible outdoor living for entertaining or relaxing around the inground pool and meticulously manicured landscaping. A 3-car oversized garage completes the package. Don't miss out on this incredible opportunity to own your very own private retreat!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

2/10
3/10
Mexico Middle SchoolGrades 6-81.0 mi
4/10
Mexico High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Refrigerator,Dishwasher,Built-In Range,Built-In Microwave,Built-In Electric Oven
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Exterior Entry,Partially Finished

Bedroom

  • Level: Second
  • Area: 173.6

Bedroom

  • Level: Second
  • Area: 134.431

Bedroom

  • Level: Second
  • Area: 138.02

Bedroom

  • Level: Second
  • Area: 93.833

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 3
  • 3/4 bathrooms: 2

Breakfast Nook

  • Level: First
  • Area: 154.656

Dining Room

  • Level: First
  • Area: 246.13

Family Room

  • Level: First
  • Area: 198.153

Family Room

  • Level: Lower
  • Area: 275

Features

  • Master Bath,Drywall,Main Level Laundry,Recessed Lighting,Walk-in Shower,Wet Bar,Ceiling Fan(s),Tray Ceiling(s),Walk-In Closet(s)
  • Window features: Thermal-pane Windows

Great Room

  • Level: Lower
  • Area: 625.59

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,144
  • Total interior livable area: 6,144 sqft

Kitchen

  • Level: First
  • Area: 305.02

Laundry

  • Level: First
  • Area: 115

Living Room

  • Level: First
  • Area: 633.5

Master Bedroom

  • Level: First
  • Area: 270.04

Master Bedroom

  • Level: Second
  • Area: 213.53

Other

  • Level: Lower
  • Area: 197.961

Other

  • Level: Lower
  • Area: 517.5

Rec Room

  • Level: Lower
  • Area: 476.1

Property

Details

  • Parcel number: 198270000004.031
  • Zoning: None

Features

  • Patio & porch: Patio Door,Patio
  • Waterfront features: Lake

Lot

  • Lot size: 3.19 Acres
  • Lot size dimensions: 3.19 acres m/l

Parking

  • Total spaces: 3
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Winter Weather
Cold Wave
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$791$9,492
Property Taxes $479$5,748
Electricity $469$5,630
Total$5,779$69,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,137/yr
40% on housing$173,370/yr
45% on housing$154,106/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 65265$127
Audrain County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 65265$136
Audrain County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$799,000
2026-01-01Listing removed$825,000
2025-07-15Listed for sale$825,000

For Sale by Agent

AgentBetty Jo Sydenstricker
BrokerageRE/MAX ON THE MOVE

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