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20424 Highway Ff, Mexico, MO, 65265

4beds
3baths
2,219sqft
$400,000
$180price/sqft
$2,827/moest. monthly cost
$113,080/yrincome needed

About This Home

Enjoy the best of country living with the convenience of being just minutes from Mexico, Missouri. Situated on 5.3± acres, this spacious 2,219± square-foot home offers room to live, work, and entertain. The home features 4 bedrooms, 2.5 bathrooms, and a dedicated office, providing flexibility for growing families, remote work, or hobbies. The fully finished basement adds even more living space with a large family room and a wet bar, making it the perfect place to host holidays, game days, or gatherings with family and friends. Outside, the 5.3± acres provide plenty of room for recreation, gardening, or simply enjoying the peaceful rural setting. Whether you're looking for a primary residence, hobby property, or investment opportunity, this property offers the space and potential to fit a variety of lifestyles. Don't miss your opportunity to bid on this beautiful country property offering the perfect balance of privacy, acreage, and convenience just minutes from Mexico, Missouri.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

2/10
4/10
Mexico Middle SchoolGrades 6-81.6 mi
4/10
Mexico High SchoolGrades 9-121.9 mi

Construction

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Brick Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Microwave,Oven

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 2,219

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,219
  • Total interior livable area: 2,219 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 198280000046000
  • Lease amount: 0
  • Special condition: Auction

Features

  • Patio & porch: Patio,Deck

Lot

  • Lot size: 5.30 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Winter Weather
Cold Wave
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$396$4,752
Property Taxes $240$2,880
Electricity $169$2,033
Total$2,827$33,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,925/yr
40% on housing$84,810/yr
45% on housing$75,386/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 65265$126
Audrain County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 65265$136
Audrain County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Unknown Listed By

AgentJustin Hubbs
BrokerageBigIron Realty

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