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615 W Benton Street, Buffalo, MO, 65622

5beds
5baths
3,880sqft
$644,000
$166price/sqft
$4,462/moest. monthly cost
$178,480/yrincome needed

About This Home

Rare opportunity to own a spacious home, commercial shop, and five total lots in Buffalo, Missouri! Located at the end of two quiet dead-end streets just two blocks from Walmart, this unique property offers exceptional flexibility for residential living, hobbies, or a home-based business.The home offers approximately 3,880 finished square feet with 5 bedrooms (some non-conforming), 2.5 bathrooms, and two living areas. A newer addition includes a second living room, custom modern kitchen, half bath, and upper-level master suite with panoramic windows. The kitchen features high-end Samsung appliances including a Flex Duo oven/range and 32 cubic ft refrigerator, along with four Lazy Susans and a double pantry with saloon doors.The addition is extensively insulated with spray foam in the rafters, walls, and floor joists for efficiency and comfort. Interior details include metal ceilings, copper track lighting, and a UVGI air purification system integrated into the HVAC.Exterior highlights include a covered front porch, massive deck, steel roof, new vertical siding, and all new argon-filled windows. The property also features fencing, a sliding rear entry gate, fruit and berry plantings, garden space, and multiple frost-free outdoor hydrants.A standout feature is the 40x60 commercial shop building with concrete floors, interior drains, two overhead doors, office, showroom, loft storage, and two bathrooms. The insulated shop includes LED lighting, portable gas heat, 220V A/C, and a separate 200-amp electrical service.Land features include three additional residential lots plus a lot with a built dirt track for dirt bikes, BMX, RC cars, or ATVs. The property also offers multiple concrete pads and gravel parking areas.All this, and the City park with walking trial right near the house!A rare property with room to live, work, and play, just minutes from the downtown Buffalo square.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
Mallory Elementary SchoolGrades PK-40.3 mi
7/10
Buffalo Middle SchoolGrades 5-81.1 mi
5/10
Buffalo High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1901

Materials

  • Foundation: Permanent,Crawl Space,Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Oven,Dryer,Washer,Exhaust Fan,Refrigerator,Microwave,Electric Water Heater,Disposal
  • Laundry features: Main Level,W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 2
  • 1/2 bathrooms: 3

Features

  • Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Window features: Drapes,Window Treatments,Window Coverings
  • Flooring: Carpet,Luxury Vinyl,Tile
  • Attic: Fully Floored,Heated
  • Finished area below ground: 0
  • Finished area above ground: 3,880

Heating & Cooling

  • Heating features: Heat Pump,Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 3,880
  • Total interior livable area: 3,880 sqft

Property

Details

  • Parcel number: 097.026002005007.000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Front Porch
  • Exterior features: Rain Gutters,Playscape,Garden
  • Fencing: Privacy,Chain Link

Lot

  • Lot size: 1.28 Acres
  • Features: Dead End Street

Parking

  • Total spaces: 2
  • Parking features: Parking Pad,Workshop in Garage,Garage Faces Front,Circular Driveway,Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Heat Wave
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,256$39,072
Home Insurance *$685$8,220
Property Taxes $225$2,700
Electricity $296$3,555
Total$4,462$53,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,982/yr
40% on housing$133,860/yr
45% on housing$118,986/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 65622$146
Dallas County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 65622$149
Dallas County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$699,500
2026-03-07Listed for sale$788,000

For Sale by Agent

AgentAaron P Zahner
BrokerageMurney Associates - Nixa

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