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120 W Locust Street, Aurora, MO, 65605

4beds
2baths
2,400sqft
$254,900
$106price/sqft
$1,804/moest. monthly cost
$72,160/yrincome needed

About This Home

Built in 1890, this beautiful four-square home is full of the kind of character that simply can't be recreated. From the original hardwood floors to the warmth and craftsmanship felt throughout, this home tells a story the moment you walk through the door. If you've been searching for something with soul, charm, and timeless details, this is it.While the character has been lovingly preserved, the major updates have already been taken care of for you. Recent improvements include a brand new roof, all new siding, updated window wraps, a newly built back deck, & a new water heater + water softener. Both full bathrooms have also been beautifully remodeled within the past two years, blending modern convenience with the home's historic charm.Inside, you'll find 4 bedrooms, 2 full bathrooms, spacious living areas, and incredible natural light throughout. The full basement offers an abundance of storage space, while the unfinished attic provides exciting potential for a future bonus room, studio, office, or additional living space.Step outside to enjoy the fully fenced backyard complete with a storage shed and brand new deck. This is truly the perfect space for quiet mornings, entertaining guests, or simply enjoying home.This isn't your typical cookie cutter gray house. It's warm, welcoming, full of personality, and truly move-in ready. Homes like this rarely come along. Call your favorite agent to schedule your showing!

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

5/10
3/10
Aurora Jr. High SchoolGrades 7-80.3 mi
3/10
Aurora High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1890

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Oven,Dryer,Washer,Microwave,Tankless Water Heater,Disposal
  • Laundry features: In Basement,W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Sump Pump,Unfinished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-in Shower,Granite Counters,High Ceilings,Walk-In Closet(s)
  • Window features: Drapes,Blinds
  • Flooring: Hardwood,Tile
  • Fireplace features: Electric,Great Room
  • Fireplace: Yes
  • Attic: Partially Finished
  • Finished area below ground: 0
  • Finished area above ground: 2,400

Heating & Cooling

  • Heating features: Forced Air,Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,400
  • Total interior livable area: 2,400 sqft

Property

Details

  • Parcel number: 191012004015004000

Features

  • Levels: Three Or More
  • Stories: 4
  • Patio & porch: Covered,Rear Porch,Front Porch
  • Exterior features: Rain Gutters,Garden
  • Fencing: Privacy,Full,Shared

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 50 x 150

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Heat Wave
Inland Flooding
Lightning
Winter Weather
Cold Wave
Earthquake
Hail

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,288$15,456
Home Insurance *$229$2,748
Property Taxes $104$1,248
Electricity $183$2,199
Total$1,804$21,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,851/yr
40% on housing$54,120/yr
45% on housing$48,106/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 65605$134
Lawrence County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 65605
Lawrence County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$254,900
2026-06-16Pending sale$254,900
2026-06-06Price change$254,900
2026-05-14Listed for sale$264,900
2016-09-15Listing removed$109,900
2016-08-08Pending sale$109,900
2016-07-07Listed for sale$109,900
2015-08-01Listing removed$114,900
2013-08-16Price change$114,900
2013-03-15Listed for sale$127,900

For Sale by Agent

AgentKalli Peoples
BrokerageBaker Homes and Property Management LLC

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