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1404 S Madison Avenue, Aurora, MO, 65605

3beds
2baths
1,109sqft
$179,900
$162price/sqft
$1,285/moest. monthly cost
$51,400/yrincome needed

About This Home

Searching for a home that checks the practical boxes without emptying your wallet? This solid brick three-bedroom, two-bathroom charmer delivers genuine value in one of Aurora's most convenient pockets.Inside, roughly eleven hundred and forty square feet are put to smart use, with a layout that flows easily from room to room. Curl up beside the fireplace when temperatures dip, because a crackling fire is something no thermostat can replicate. Three bedrooms give the whole household breathing room, and the primary bedroom offers a quiet corner to recharge after a long day.The brick exterior means less fussing over maintenance and more time enjoying life. That durability pays off year after year, and it looks sharp doing it.Now, the location. Crosby Park sits practically at your doorstep, ideal for morning strolls, weekend picnics, or letting the kids burn off energy. Aurora High School is just up the road, keeping the daily routine refreshingly simple. This is a friendly, established neighborhood where folks still wave from their porches and the pace stays comfortably unhurried.Add a price point that makes real sense, and you've got a rare mix of affordability, comfort, and community rolled into one tidy package. Whether you're a first-time buyer or simply craving a smart move, this home fits the bill.Come see what makes it special. Schedule your showing today!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
3/10
Aurora Jr. High SchoolGrades 7-81.2 mi
3/10
Aurora High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Brick/Mortar,Crawl Space
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Free-Standing Electric Oven,Ice Maker,Refrigerator
  • Laundry features: In Garage,W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-in Shower
  • Door features: Storm Door(s)
  • Window features: Tilt-In Windows,Double Pane Windows
  • Flooring: Hardwood,Tile
  • Fireplace features: Living Room,Glass Doors
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,109

Heating & Cooling

  • Heating features: Forced Air,Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,109
  • Total interior livable area: 1,109 sqft

Property

Details

  • Parcel number: 196013004004003000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Rain Gutters

Lot

  • Lot size: 0.35 Acres
  • Lot size dimensions: 105 x 143

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Heat Wave
Inland Flooding
Lightning
Winter Weather
Cold Wave
Earthquake
Hail

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$162$1,944
Property Taxes $73$876
Electricity $141$1,693
Total$1,285$15,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,057/yr
40% on housing$38,550/yr
45% on housing$34,266/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 65605$134
Lawrence County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 65605
Lawrence County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Listed for sale$179,900

For Sale by Agent

AgentAaron Hilton
BrokerageCentury 21 Family Tree

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