See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1214 S Market Street, Mount Vernon, MO, 65712

2beds
1baths
1,000sqft
$114,900
$115price/sqft
$879/moest. monthly cost
$35,160/yrincome needed

About This Home

Don't miss this charming 2-bedroom home with generously sized rooms and unique character throughout. Enjoy cooking with a gas stove and relaxing in the vintage clawfoot tub. The oversized utility room provides excellent flexibility for a home office, craft room, or additional storage. Outside, the partially fenced backyard includes privacy fencing and storage space in the rear, offering room for both convenience and enjoyment.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

5/10
Mt. Vernon Middle SchoolGrades 6-80.5 mi
7/10
Mt. Vernon High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level,W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Speed Internet,Internet - Fiber Optic,Internet - DSL,Internet - Cable
  • Flooring: Carpet,Laminate,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,000

Heating & Cooling

  • Heating features: Ventless,Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Property

Details

  • Parcel number: 099031003008004000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch,Front Porch
  • Fencing: Partial,Wood,Privacy
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 50 x 145

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Heat Wave
Lightning
Winter Weather
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $580$6,960
Home Insurance *$112$1,344
Property Taxes $46$552
Electricity $141$1,693
Total$879$10,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,137/yr
40% on housing$26,370/yr
45% on housing$23,440/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 65712$191
Lawrence County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 65712
Lawrence County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-13Price change$114,900
2026-06-25Price change$125,000
2026-06-02Listed for sale$129,900

For Sale by Agent

AgentLinda B Woolery
BrokerageReeceNichols - Mount Vernon

Similar Homes