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123 E Cooper St, Tipton, MO, 65081

6beds
3baths
2,606sqft
$150,000
$58price/sqft
$1,192/moest. monthly cost
$47,680/yrincome needed

About This Home

Spacious Victorian in Tipton- located right across the street from Tipton Schools! Roof less than a year old! The freshly stained expansive front porch just beckons for some rocking chairs. Owner has put some updated flooring in the main living room but you can still find hardwood floors in much of the home along with items like pocket doors and french doors that give Victorians their charm. A large screened in back patio will be the highlight of your relaxation in the warmer months. This house is just waiting for someone to come and finish restoring it to it's glory- come take a look!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

4/10
Tipton Elementary SchoolGrades PK-50.1 mi
2/10
TIPTON MIDDLE SCHOOLGrades 6-80.1 mi
8/10
Tipton High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Formal Dining
  • Flooring: Wood
  • Finished area below ground: 0

Full Bathroom

  • Level: Main

Full Bathroom

  • Level: Upper

Full Bathroom

  • Level: Upper

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Heat Pump,Central Electric

Interior Area

  • Total structure area: 2,606
  • Total interior livable area: 2,606 sqft

Property

Details

  • Parcel number: 085015003010028000
  • Zoning description: R-1 One- Family Dwelling*

Features

  • Patio & porch: Screened,Deck,Rear Porch

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: 62 x 202

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$159$1,908
Property Taxes $76$912
Electricity $199$2,388
Total$1,192$14,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,868/yr
40% on housing$35,760/yr
45% on housing$31,786/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$58This listing

vs Other Active Listings

Avg $/sqft

ZIP 65081$76
Moniteau County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 65081$128
Moniteau County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$150,000
2026-03-27Price change$169,999
2026-03-09Price change$209,000
2026-02-24Price change$219,000
2026-02-02Price change$239,500
2026-01-15Listed for sale$250,000
2021-08-16Listing removed--
2021-06-24Pending sale$150,000
2021-05-18Listed for sale$150,000
2021-01-16Listing removed--
2017-05-24Listing removed$100,000
2017-02-11Price change$100,000
2017-02-02Price change$105,000
2017-01-25Listed for sale$110,000

For Sale by Agent

AgentBrittany Trebus
BrokerageEXP Realty LLC

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