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244 W Saline St, Tipton, MO, 65081

3beds
2baths
1,344sqft
$250,000
$186price/sqft
$1,797/moest. monthly cost
$71,880/yrincome needed

About This Home

Need serious garage and workshop space without giving up the convenience of living in town? This 2004 permanently affixed home offers 1,344 square feet with 3 bedrooms and 2 full bathrooms, all situated on a 1/2 acre corner lot. Mature landscaping adds curb appeal, while the tilled backyard is ready for a garden, outdoor projects or additional recreation space. The property also includes a carport, detached 1125 sq ft two-car garage/metal building with concrete floor, storage shed and fenced dog pen, providing plenty of room for vehicles, tools, pets and hobbies. Inside, the home has received several cosmetic updates and offers a functional layout with comfortable living spaces. The roof is approximately seven years old, and the home is connected to public water and sewer. Some additional finishing touches could make this property truly your own. A great opportunity for buyers looking for space, useful outbuildings and the charm of living in the welcoming community of Tipton.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
Tipton Elementary SchoolGrades PK-50.6 mi
3/10
TIPTON MIDDLE SCHOOLGrades 6-80.6 mi
8/10
Tipton High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modular/Prefab,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Stove,Washer

Basement

  • Basement: None

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Main

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Walk-In Shower
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Features: Bath in Primary Bedroom
  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Full Bath,Accessible Bedroom,Accessible Approach with Ramp,Accessible Doors,Accessible Entrance,Low Threshold Shower

Details

  • Parcel number: 085015003003009000
  • Zoning description: Residential
  • Exclusions: Solar Panels,furniture,personal items

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Covered Patio,Gravel Driveway,Storage,Workshop

Lot

  • Lot size: 0.55 Acres
  • Features: City Lot,Level
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Carport,Detached,Garage,Heated Garage,Other,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$265$3,180
Property Taxes $127$1,524
Electricity $141$1,693
Total$1,797$21,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,611/yr
40% on housing$53,910/yr
45% on housing$47,920/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 65081$63
Moniteau County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 65081$128
Moniteau County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$250,000
2022-03-25Sold--
2022-03-14Pending sale$135,000
2022-02-10Contingent$135,000
2022-02-07Listed for sale$135,000
2022-01-20Contingent$135,000
2021-12-18Listed for sale$135,000

For Sale by Agent

AgentKimberly Smith
BrokerageRE/MAX Lifestyles

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