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707 McClain St, Richland, MO, 65556

5beds
2baths
1,675sqft
$149,900
$89price/sqft
$1,162/moest. monthly cost
$46,480/yrincome needed

About This Home

5 BEDROOM, 2 BATH, AND 2 LIVING AREA HOME !! Over 1600 sq ft home located in a cozy neighborhood. Close to amenities and easy access to I-44 This residence offers a convenient layout with 3 bedrooms on one end and 2 on the other. Metal roof, vinyl siding, updated windows, some fresh paint, NEEDS TLC, mostly cosmetic work. It would make a great home or a fantastic 5-bedroom rental investment, yielding likely a higher rental return. Chain-link-fenced backyard & a shed included! Easy access to 1-44 too.- Richland School District. - Come and explore the potential this property offers. Seller wants to sell "As Is".

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

3/10
4/10
Richland High SchoolGrades 7-121.3 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1970

Materials

  • Foundation: Raised
  • Roof: Metal
  • Construction materials: Brick,Stone Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Double Oven,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 5

Features

  • Ceiling Fan(s),Dining/Living Room Combo,Laminate Counters,Separate Shower
  • Window features: Double Pane Windows
  • Flooring: Carpet,Combination,Concrete,Linoleum,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,675

Heating & Cooling

  • Heating features: Electric,Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,675
  • Total interior livable area: 1,675 sqft

Property

Details

  • Parcel number: 123.007003004005000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Front Porch
  • Fencing: Chain Link
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 6,621 sqft
  • Features: City Lot,Level
  • Lot size dimensions: .15

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$190$2,280
Property Taxes $74$888
Electricity $141$1,693
Total$1,162$13,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,840/yr
40% on housing$34,860/yr
45% on housing$30,986/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 65556$225
Pulaski County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 65556$103
Pulaski County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-07-25Price change$149,900
2024-07-14Price change$159,900
2024-06-21Price change$164,000
2024-06-03Listed for sale$169,000
2021-03-31Sold--
2018-07-30Sold--
2018-07-06Pending sale$85,000
2018-06-25Price change$85,000
2018-06-11Price change$86,900
2018-05-29Price change$87,500
2018-05-15Price change$87,900
2018-04-13Listed for sale$89,900

For Sale by Agent

AgentGracie Sexton
BrokerageCentury 21 Laclede Realty

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