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4697 Barnum Rd NW, Hackensack, MN, 56452

4beds
2baths
2,184sqft
$499,900
$229price/sqft
$3,079/moest. monthly cost
$123,160/yrincome needed

About This Home

There’s something special about arriving at the lake and feeling the pace of life shift. Tucked among beautiful mature trees along the peaceful shoreline of Barnum Lake near Hackensack, this four-bedroom, two-bathroom year-round home offers privacy, natural light, and a setting designed for making memories in every season. Step into the home and you’re welcomed by a spacious living room anchored by a beautiful fireplace — a warm and inviting focal point for gathering on cool evenings. Large windows fill the space with natural light while framing serene lake views. Just a few steps up, the dining area features its own oversized window, creating a bright and cheerful space for everyday meals or hosting friends and family. The spacious primary bedroom offers large windows and abundant natural light, creating a calm and restful retreat. Three additional bedrooms provide comfortable space for family or guests, while two dedicated office areas offer flexibility for remote work, hobbies, or creative pursuits. Main-floor laundry adds convenience, and the unfinished basement presents opportunity to expand and personalize over time. Outside, usable yard space extends from the home toward the lake, making it easy to enjoy time outdoors. Spend your days fishing or boating, then return to grill on the patio and gather as the sun begins to set. Evenings can be spent relaxing in the hot tub, unwinding in the sauna, or enjoying a quiet fire by the water under the Northwoods sky. A three-car detached garage provides generous storage for vehicles, tools, and lake gear. Located near the Paul Bunyan State Trail and Goose Lake Ski Trail, and just minutes from the shops, dining, and community events of Hackensack, this property offers a balance of seclusion and recreation. If you’ve been searching for a private lake setting where summer days turn into sunset evenings and every season brings its own beauty, this Barnum Lake home is ready to welcome you.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

4/10
W.H.A. Elementary SchoolGrades PK-614.5 mi
4/10

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Unfinished

Bedroom

  • Level: Main
  • Area: 187
  • Dimensions: 17x11

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedroom3

  • Level: Main
  • Area: 140
  • Dimensions: 14x10

Bedroom4

  • Level: Main
  • Area: 140
  • Dimensions: 14x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Finished area below ground: 0
  • Finished area above ground: 2,184

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,994
  • Total interior livable area: 2,184 sqft

Kitchen

  • Level: Main
  • Area: 117
  • Dimensions: 13x9

Living Room

  • Level: Main
  • Area: 420
  • Dimensions: 20x21

Office

  • Level: Main
  • Area: 70
  • Dimensions: 10x7

Office

  • Level: Main
  • Area: 80
  • Dimensions: 10x8

Other

  • Level: Basement
  • Area: 702
  • Dimensions: 27X26

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 513430030
  • Zoning description: Residential-Single Family
  • Foundation area: 2184

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Partial
  • Has view: Yes
  • View description: Lake,North
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(4-10),Lake Bottom(Sand)
  • Frontage length: Water Frontage: 212

Lot

  • Lot size: 1.38 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: IRR

Parking

  • Total spaces: 3
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Strong Wind

FEMA Declared Disasters in Cass County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$193$2,316
Property Taxes $175$2,100
Electricity $184$2,210
Total$3,079$36,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,565/yr
40% on housing$92,370/yr
45% on housing$82,106/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 56452$204
Cass County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 56452$346
Cass County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Price change$499,900
2026-03-05Listed for sale$544,900
2025-11-01Listing removed$544,900
2025-09-15Price change$544,900
2025-08-14Listed for sale$549,900
2025-07-06Listing removed$559,900
2025-05-20Price change$559,900
2025-04-23Price change$569,900
2025-03-14Listed for sale$574,900
2024-10-29Listing removed$574,900
2024-07-30Price change$574,900
2024-06-07Listed for sale$599,900
2011-03-08Sold$180,000
2010-08-02Sold$240,000
2005-07-22Sold$310,000

For Sale by Agent

AgentChristopher Cullen
BrokerageColdwell Banker Realty

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