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508 N Main St, Janesville, MN, 56048

5beds
2baths
4,030sqft
$309,900
$77price/sqft
$2,502/moest. monthly cost
$100,080/yrincome needed

About This Home

Welcome to this wonderful, charming home with so much character that you will instantly fall in love with. Beautifully updated kitchen with many cupboards and pantry areas. All newer appliances to stay including Gas stove/range, refrigerator, microwave, dishwasher and disposal. Beautiful formal dining room with hardwood floors and stained-glass windows. A very large living room and a spacious bedroom and newly remodeled 3/4 bath on the main level. Upper level has 3 spacious bedrooms and a smaller bedroom/office that has plumbing and a full bath. The 3rd level has a 17x17 finished area and additional storage area. This home is situated on a very spacious lot with some mature trees, a double garage and a gazebo for entertaining. Great central location near schools and shopping. This is a must-see home don't miss your chance!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1910

Materials

  • Roof: Asphalt
  • Construction materials: Frame/Wood,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer,Gas Water Heater,Water Softener Owned
  • Laundry features: Washer/Dryer Hookups

Basement

  • Has basement: Yes
  • Basement: Unfinished,Stone,Full

Bedroom

  • Level: Main
  • Area: 156

Bedroom1

  • Level: Second
  • Area: 182

Bedroom2

  • Level: Second
  • Area: 182

Bedroom3

  • Level: Second
  • Area: 169

Bedroom4

  • Level: Second
  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: Main
  • Area: 196

Features

  • Ceiling Fan(s),Walk-In Closet(s),Bath Description: Main Floor 3/4 Bath,Upper Level Bath,Main Floor Bedrooms,3+ Same Floor Bedrooms(L)
  • Flooring: Hardwood
  • Attic: Walk-up
  • Finished area below ground: 0
  • Finished area above ground: 2,790

Heating

  • Heating features: Boiler,Hot Water,Natural Gas

Interior Area

  • Total structure area: 2,790
  • Total interior livable area: 4,030 sqft

Kitchen

  • Level: Main
  • Area: 234

Living Room

  • Level: Main
  • Area: 252

Property

Details

  • Parcel number: 141020010
  • Foundation area: 1240

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.55 Acres
  • Features: Landscaped,Tree Coverage - Medium,Paved
  • Lot size dimensions: 23765

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Winter Weather
Drought
Tornado

FEMA Declared Disasters in Waseca County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$266$3,192
Property Taxes $330$3,960
Electricity $339$4,078
Total$2,502$30,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,782/yr
40% on housing$75,060/yr
45% on housing$66,720/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$77This listing

vs Other Active Listings

Avg $/sqft

ZIP 56048$167
Waseca County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 56048
Waseca County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$339,500
2026-04-30Listed for sale$359,500
2018-10-26Sold$173,500
2018-09-10Pending sale$185,000
2018-09-05Listed for sale$185,000

For Sale by Agent

AgentTRACI SCHUCH
BrokerageWaseca Realty

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