16184 Andrusia Rd NE, Cass Lake, MN, 56633
About This Home
Experience lakeside living at its finest with this updated 2BR/1BA home on the shores of Lake Andrusia. Offering 100' of sandy beachfront, this rare gem sits just 50' from the water's edge, providing unmatched views & effortless access to one of the area's most sought after lake chains. Lake Andrusia is part of the renowned Cass Lake chain, giving you endless opportunities for boating, fishing & exploring miles of interconnected waterways. The main level has been completely updated, blending modern comfort with cozy cabin. Also features a fully renovated 3 stall garage with spray foam insulation & epoxy floors. This versatile space is perfect for year-round use & doubles as a bonus area for family gatherings, game nights or extra guest space. Enjoy the perfect level lot and sandy shoreline - ideal for swimming, relaxing & playing in the water. Whether you're seeking year-round home or weekend escape, this property delivers the true Up North lake experience.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1964
Materials
- Roof: Age Over 8 Years,Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Dryer,Microwave,Refrigerator,Wall Oven,Washer
- Laundry features: Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 300
- Finished area above ground: 1,106
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,730
- Total interior livable area: 1,730 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 460052600
- Zoning description: Residential-Single Family
- Other equipment: Fuel Tank - Rented
- Foundation area: 1106
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Has view: Yes
- View description: Lake,West
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Dock,Lake Front,Lake View,Lake Bottom(Excellent Sand)
- Frontage length: Water Frontage: 100
Lot
- Lot size: 1.47 Acres
- Features: Accessible Shoreline
- Lot size dimensions: 93 x 527 x 60 x 199 x 381
Parking
- Total spaces: 3
- Parking features: Detached Garage,Garage,Heated Garage,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Beltrami County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,831 | $33,972 |
| Home Insurance * | $879 | $10,548 |
| Property Taxes | $348 | $4,176 |
| Electricity | $170 | $2,050 |
| Total | $4,228 | $50,736 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Price change | $569,000 |
| 2025-12-08 | Listed for sale | $609,900 |
| 2022-05-10 | Sold | $360,000 |
| 2022-03-21 | Pending sale | $379,900 |
| 2022-03-14 | Listed for sale | $379,900 |
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