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31879 Us Highway 71, Park Rapids, MN, 56470

2beds
1baths
2,256sqft
$399,900
$177price/sqft
$2,681/moest. monthly cost
$107,240/yrincome needed

About This Home

Little Mantrap Lake Home! An easy access, your round, low maintenance lake property. Located just miles from the South entrance of Itasca State Park. Nice open living space and kitchen. 2 bedrooms, 1 bathroom, with a large finished and heated bonus room above the garage, and finished walkout basement. Heated double garage and concrete driveway. The lot has a nice gradual grade down to the sandy shoreline with great Western exposure for amazing sunsets. Recently updated and new roof installed in 2023. Come take a look!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1967

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Block,Finished,Walk-Out Access

Bathroom

  • Level: Main
  • Area: 42
  • Dimensions: 7x6

Bedroom

  • Level: Main
  • Area: 94.5
  • Dimensions: 9x10.5

Bedroom2

  • Level: Basement
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Den

  • Level: Main
  • Area: 90
  • Dimensions: 9x10

Family Room

  • Level: Basement
  • Area: 216
  • Dimensions: 12x18

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 768
  • Finished area above ground: 1,488

Heating & Cooling

  • Heating features: Baseboard,Forced Air,In-Floor Heating
  • Cooling features: None

Interior Area

  • Total structure area: 2,256
  • Total interior livable area: 2,256 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Laundry

  • Level: Basement
  • Area: 98
  • Dimensions: 7x14

Living Room

  • Level: Main
  • Area: 192
  • Dimensions: 12x16

Recreation Room

  • Level: Upper
  • Area: 667
  • Dimensions: 23x29

Storage

  • Level: First
  • Area: 90
  • Dimensions: 10x9

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 051800200
  • Zoning description: Shoreline,Residential-Single Family
  • Foundation area: 1488

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Has view: Yes
  • View description: West
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(4-10),Lake Bottom(Sand,Weeds)
  • Frontage length: Water Frontage: 50

Lot

  • Lot size: 0.45 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 50 x 350

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Landslide
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Hubbard County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$273$3,276
Property Taxes $196$2,352
Electricity $190$2,283
Total$2,681$32,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,920/yr
40% on housing$80,430/yr
45% on housing$71,493/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 56470$242
Hubbard County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 56470
Hubbard County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$399,900
2025-10-04Listing removed$414,900
2025-09-17Price change$414,900
2025-08-06Price change$424,900
2025-07-11Listed for sale$449,000
1997-05-28Sold$57,000

For Sale by Agent

AgentJames Preiner
BrokerageColdwell Banker Crown Realtors

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