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908 9th St SE, Waseca, MN, 56093

5beds
5baths
4,860sqft
$499,900
$103price/sqft
$3,963/moest. monthly cost
$158,520/yrincome needed

About This Home

Welcome home to this exceptional 4-bedroom, 5-bath residence where timeless craftsmanship, generous living spaces, and thoughtful updates come together in one remarkable home. Nestled in a desirable Waseca neighborhood, this meticulously maintained property offers an incredible combination of space, flexibility, and quality—with the added benefit of one-level living and a private lower-level apartment. Step inside the impressive two-story foyer and immediately appreciate the soaring ceilings, expansive living areas, and abundant natural light throughout. The dramatic vaulted living room serves as the heart of the home, featuring a stunning floor-to-ceiling brick fireplace, multiple skylights, and oversized windows that fill the space with warmth and natural light. Designed with both everyday living and entertaining in mind, the spacious kitchen features beautiful custom oak cabinetry, quartz countertops, a large center island with a gas cooktop, double wall ovens, stainless steel appliances, and exceptional storage and prep space. The adjoining dining area overlooks the backyard and opens directly to the expansive patio, creating seamless indoor-outdoor living. One of the home’s greatest features is the main-level primary suite, offering the convenience of one-level living with the primary bedroom, full bathroom, kitchen, and laundry all located on the main floor. Whether you’re looking to age in place or simply enjoy everyday convenience, this thoughtful layout is sure to impress. Also on the main level is a dedicated office, perfect for today’s work-from-home lifestyle. This flexible space could also serve as a nursery, hobby room, or additional bedroom to fit your needs. Upstairs, you’ll find two exceptionally spacious bedrooms, each large enough to comfortably accommodate multiple beds, making them ideal for growing families, guests, or shared living arrangements. An open loft overlooking the main living area provides additional flexible space for a reading nook, playroom, or second office. The finished lower level offers even more versatility, featuring a spacious family room, recreation area, additional bedroom and bathroom, plus a fully equipped private mother-in-law apartment complete with its own kitchen, stove, refrigerator, and appliances. A commercial fire-rated door separates the apartment from the remainder of the lower level, allowing for privacy and creating an outstanding opportunity for multigenerational living, guest accommodations, or potential rental income. Car enthusiasts, hobbyists, or those simply needing extra storage will appreciate the oversized 4-car attached garage, offering ample room for vehicles, tools, toys, and workspace. Step outside to your beautifully landscaped backyard retreat featuring an expansive concrete patio, pergola, storage shed, and two dedicated natural gas hookups—one for your grill and another for a fire table—making outdoor entertaining easy and enjoyable year-round. With generous living spaces, vaulted ceilings, multiple skylights, abundant storage, one-level living, a private apartment with rental potential, and countless thoughtful features throughout, this exceptional home truly offers something for everyone. Whether you’re entertaining family and friends, working from home, accommodating multiple generations, or simply looking for room to grow, this is a property you’ll be proud to call home for years to come. From its thoughtful floor plan and exceptional craftsmanship to its flexible living spaces and income-producing possibilities, this is a truly one-of-a-kind property that offers comfort, convenience, and value for years to come.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

3/10
Hartley Elementary SchoolGrades PK-30.9 mi
6/10
6/10
Waseca Senior High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1992

Materials

  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Water Filtration System,Microwave,Range,Refrigerator,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom

  • Level: Main
  • Area: 240.25
  • Dimensions: 15.5 x 15.5

Bedroom2

  • Level: Upper
  • Area: 293.75
  • Dimensions: 23.5x12.5

Bedroom3

  • Level: Upper
  • Area: 262.5
  • Dimensions: 21 x 12.5

Bedroom4

  • Level: Lower
  • Area: 227.5
  • Dimensions: 17.5x13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 2
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 162
  • Dimensions: 13.5x12

Family Room

  • Level: Lower
  • Area: 413
  • Dimensions: 29.5x14

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,891
  • Finished area above ground: 2,969

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,860
  • Total interior livable area: 4,860 sqft

Kitchen

  • Level: Main
  • Area: 336
  • Dimensions: 24 x 14

Kitchen

  • Level: Lower
  • Area: 156.25
  • Dimensions: 12.5x12.5

Living Room

  • Level: Main
  • Area: 360
  • Dimensions: 22.5x16

Loft

  • Level: Upper
  • Area: 276.75
  • Dimensions: 20.5x13.5

Office

  • Level: Main
  • Area: 178.25
  • Dimensions: 15.5 x 11.5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 176130120
  • Zoning description: Residential-Single Family
  • Foundation area: 1891

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 0.44 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 230 x 198

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Waseca County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$440$5,280
Property Taxes $587$7,044
Electricity $409$4,918
Total$3,963$47,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,874/yr
40% on housing$118,890/yr
45% on housing$105,680/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 56093$159
Waseca County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 56093
Waseca County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$499,900

For Sale by Agent

AgentEvan Knutson
BrokerageWeichert, REALTORS- Heartland

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