8012 N Grace Lake Rd SE, Bemidji, MN, 56601
About This Home
Welcome to 8012 N Grace Lake--where comfort meets the beauty of northern Minnesota living. This inviting property offers a peaceful setting, perfect for relaxing or entertaining, with easy access to the lake and surrounding nature. Whether you're looking for a year-round home or a weekend getaway, this is a place you'll love to call your own.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Foundation: Block
Type & Style
- Home type: SingleFamily
- Property subType: Residential,Single Family Residence
Interior
Bathroom
- Level: Main
Bathroom
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
Features
- Finished area above ground: 1,776
Heating
- Heating features: Has Heating (Unspecified Type)
Interior Area
- Total structure area: 1,776
- Total interior livable area: 1,776 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Master Bathroom
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 140060901
Features
- Patio & porch: Patio
Lot
- Lot size: 2.20 Acres
- Lot size dimensions: 150 x 638
Parking
- Parking features: Garage Door Opener
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Beltrami County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance * | $389 | $4,668 |
| Property Taxes | $421 | $5,052 |
| Electricity | $170 | $2,050 |
| Total | $4,013 | $48,156 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Listed for sale | $630,000 |
| 2026-03-09 | Listing removed | -- |
| 2025-12-01 | Listed for sale | $629,900 |
| 2021-04-16 | Sold | $485,000 |
| 2021-03-08 | Pending sale | $498,800 |
| 2021-03-02 | Listed for sale | $498,800 |
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