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18280 County Road 11, Park Rapids, MN, 56470

4beds
4baths
3,726sqft
$650,000
$174price/sqft
$4,487/moest. monthly cost
$179,480/yrincome needed

About This Home

Experience the best of Northwoods living with this remarkable 20.5 acre Park Rapids area estate featuring 1336 feet of shoreline on wildlife rich Peysenske lake east. This property offers the perfect blend of country prairie and pine studded lakeshore, with no public access to the lake, privacy and peaceful views are yours to enjoy. Conveniently located just minutes from Park Rapids, Nevis or Dorset, this property provides the ideal balance of seclusion and accessibility. Built in 2008, the spacious 4 bedroom, 4 bath home is thoughtfully designed for comfort and efficiency. The main level features a beautiful country kitchen and living room with a fieldstone fireplace, a bright and cozy sunroom, main floor laundry with sauna, a 4-season porch with a free-standing fireplace and a primary bedroom with duel walk in closets and lake views. Upstairs, three generous guest bedrooms include walk-in closets on two, along with a 3/4 bath and a full bath. The lower level has egress windows for future bedroom expansions, has two large family rooms, a bonus area and a cold cellar. Thoughtfully designed for energy efficiency, the home is positioned nicely to capture southern exposure, includes in-floor and forced air heating and central air conditioning. Outside you will find the oversized garage for all your storage and hobbies, a large garden area and a charming bunk cabin. A rare opportunity to enjoy privacy, space, and lakeshore living in a premier location.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: In Hall,Main Level

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished,Full,Storage Space

Bedroom

  • Level: Main
  • Area: 164.4444
  • Dimensions: 13'4x12'4

Bedroom2

  • Level: Upper
  • Area: 300.8333
  • Dimensions: 19x15'10

Bedroom3

  • Level: Upper
  • Area: 244.0556
  • Dimensions: 15'11x15'4

Bedroom4

  • Level: Upper
  • Area: 180
  • Dimensions: 13'6x13'4

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 3

Bonus Room

  • Level: Lower
  • Area: 281.5833
  • Dimensions: 18'2x15'6

Dining Room

  • Level: Main
  • Area: 269.5
  • Dimensions: 19'3x14

Family Room

  • Level: Lower
  • Area: 441
  • Dimensions: 28x15'9

Family Room

  • Level: Lower
  • Area: 387.3333
  • Dimensions: 28x13'10

Features

  • Number of fireplaces: 3
  • Fireplace features: Family Room,Gas,Living Room,Other,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,164
  • Finished area above ground: 2,562

Foyer

  • Level: Main
  • Area: 65
  • Dimensions: 8'8x7'6

Heating & Cooling

  • Heating features: Dual Fuel/Off Peak,Forced Air,Fireplace(s),In-Floor Heating,Wood Stove
  • Cooling features: Central Air,Geothermal

Interior Area

  • Total structure area: 3,726
  • Total interior livable area: 3,726 sqft

Laundry

  • Level: Main
  • Area: 86.6667
  • Dimensions: 10x8'8

Living Room

  • Level: Main
  • Area: 288.75
  • Dimensions: 19'3x15

Other

  • Level: Main
  • Area: 195
  • Dimensions: 16'3x12

Sun Room

  • Level: Main
  • Area: 210.125
  • Dimensions: 20'6x10'3

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 132300540
  • Zoning description: Residential-Single Family
  • Foundation area: 1500

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Enclosed,Porch
  • Has view: Yes
  • View description: North
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(10-15),Lake Bottom(Undeveloped)
  • Frontage length: Water Frontage: 1336

Lot

  • Lot size: 20.50 Acres
  • Features: Accessible Shoreline,Irregular Lot,Suitable for Horses,Tree Coverage - Medium
  • Lot size dimensions: 1336 x 660

Parking

  • Total spaces: 4
  • Parking features: Detached Garage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Drought
Hail
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Hubbard County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$444$5,328
Property Taxes $443$5,316
Electricity $314$3,771
Total$4,487$53,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,840/yr
40% on housing$134,610/yr
45% on housing$119,653/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 56470$242
Hubbard County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 56470
Hubbard County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$650,000
2007-10-22Sold$150,000

For Sale by Agent

AgentMichael Mead
BrokerageeXp Realty

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