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900 Park Ave N #6, Park Rapids, MN, 56470

1beds
2baths
448sqft
$115,000
$257price/sqft
$940/moest. monthly cost
$37,600/yrincome needed

About This Home

Welcome to “Gramma’s Riverview Cabins” – Your Waterfront Escape Awaits. What a fantastic opportunity to get on the water this summer! This charming seasonal cabin is perfectly situated along the scenic Fishhook River in Park Rapids, offering beautiful water views right from the living room. Inside, you’ll find a comfortable and functional layout featuring 1 bedroom with a private ¾ bathroom, a cozy living room, an additional ¾ bathroom, and a kitchen ready for your cabin getaways. This property includes a boat slip with a boat lift, making it easy to hit the water anytime. Association dues conveniently cover water, sewer, and electricity, and you’ll also enjoy shared access to a fish cleaning house, storage shed, and additional parking. Located on the Fishhook River, you’ll have direct boating access into Fishhook Lake—known for its excellent fishing and recreational opportunities.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1945

Materials

  • Roof: Age Over 8 Years,Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom

  • Level: Main
  • Area: 135
  • Dimensions: 9x15

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 448

Heating & Cooling

  • Heating features: Space Heater
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 448
  • Total interior livable area: 448 sqft

Kitchen

  • Level: Main
  • Area: 49
  • Dimensions: 7x7

Living Room

  • Level: Main
  • Area: 135
  • Dimensions: 9x15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 324190600
  • Zoning description: Shoreline,Residential-Single Family
  • Foundation area: 448

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Association Access,River Front,Shared,Waterfront Elevation(15-26)
  • Frontage length: Water Frontage: 500

Lot

  • Lot size: 1,306 sqft
  • Lot size dimensions: 38 x 33 x 34 x 36

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Hubbard County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$78$936
Property Taxes $111$1,332
Electricity $170$2,050
Total$940$11,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,228/yr
40% on housing$28,200/yr
45% on housing$25,066/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 56470$248
Hubbard County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 56470
Hubbard County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$140,000
2007-08-22Sold$83,500

For Sale by Agent

AgentJoseph Erickson
BrokerageWolff & Simon Real Estate

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