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14729 Snake Trl, Waseca, MN, 56093

2beds
2baths
2,400sqft
$375,000
$156price/sqft
$2,656/moest. monthly cost
$106,240/yrincome needed

About This Home

The lakeshore townhome you’ve been waiting for is finally available! Beautifully decorated and thoughtfully updated throughout; this stunning property offers the perfect blend of comfort, style, and lake living. Enjoy peaceful morning sunrises with your favorite beverage from the east facing four season porch, then unwind in the evening on the westside deck while taking in enchanting sunsets over the lake. With a walkout design, inviting outdoor spaces, and direct access to the water, this home is made for relaxing and entertaining. A rare highlight of this property is your own private 26 feet of lakeshore, ideal for swimming, adding your personal dock, or installing a boat lift. The home also features an extra, large two car garage and an additional private driveway, providing excellent convenience and storage. This beautifully maintained townhome is truly a must see. Schedule your private showing and experience everything this exceptional lakeshore property has to offer!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

3/10
Hartley Elementary SchoolGrades PK-31.5 mi
6/10
6/10
Waseca Senior High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1972

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Other

Bedroom

  • Level: Lower
  • Area: 182
  • Dimensions: 15'2" x 12'

Bedroom2

  • Level: Lower
  • Area: 108.4583
  • Dimensions: 11'5" x 9'6"

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Upper
  • Area: 155
  • Dimensions: 15'6" x 10'

Family Room

  • Level: Lower
  • Area: 312
  • Dimensions: 26' x 12'

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Free Standing,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,400

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Kitchen

  • Level: Upper
  • Area: 124.1667
  • Dimensions: 12'5" x 10'

Living Room

  • Level: Upper
  • Area: 364
  • Dimensions: 24' x 15'2"

Other

  • Level: Main
  • Area: 366.5278
  • Dimensions: 24'2" x 15'2"

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 122200010
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 900

Features

  • Levels: Four or More Level Split
  • Fencing: None
  • Has view: Yes
  • View description: Lake,West
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake View
  • Frontage length: Water Frontage: 34

Lot

  • Lot size: 3,179 sqft
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Shared Driveway,Garage Door Opener,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Hail
Winter Weather
Inland Flooding
Tornado

FEMA Declared Disasters in Waseca County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$330$3,960
Property Taxes $228$2,736
Electricity $202$2,429
Total$2,656$31,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,062/yr
40% on housing$79,680/yr
45% on housing$70,826/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 56093$156
Waseca County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 56093
Waseca County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$375,000

For Sale by Agent

AgentCharlotte McCabe
BrokerageBerkshire Hathaway HomeServices Advantage Real Estate

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