5872 Mount Maria Rd, Hubbard Lake, MI, 49747
About This Home
***HUBBARD LAKE*** West Shore Lakefront Investment Opportunity on the highly desirable Hubbard Lake. This truly unique property features a main house, two lakefront cabins, a 24x36 pole barn, a 21x17 shop, a 12x60 mobile home, and docks, all situated on a premium 100’ x 611’ waterfront lot offering approximately 1.4 acres of beautiful shoreline. Hubbard Lake is one of Michigan’s largest inland lakes at 8,850 acres, spring-fed with crystal-clear water, a sandy bottom, and depths up to 97 feet. Measuring 7 miles long and 2 miles wide with 27 miles of shoreline, it is renowned for its exceptional beauty and is a favorite destination for boating, swimming, and excellent trout and walleye fishing. Each of the two lakefront cabins offers a full kitchen, full bath, two bedrooms, dining area, and living room. The main house provides three bedrooms, two full baths, a laundry room, living room, and a spacious family room with a beautiful stone fireplace. This versatile compound is perfectly suited for a large family vacation retreat or for investors seeking an income-producing property with multiple rental opportunities. Located in Alcona County, approximately 22 miles southwest of Alpena, this rare offering provides the ideal private getaway while remaining conveniently close to area amenities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Crawl Space
- Roof: Asphalt
- Construction materials: Log,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Free Standing Refrigerator,Washer
- Laundry features: Laundry Room
Bedroom
- Level: Entry
- Area: 99
- Dimensions: 11 X 9
Bedroom
- Level: Entry
- Area: 140
- Dimensions: 14 X 10
Bedroom
- Level: Entry
- Area: 100
- Dimensions: 10 X 10
Bedroom
- Level: Entry
- Area: 90
- Dimensions: 10 X 9
Bedroom
- Level: Entry
- Area: 72
- Dimensions: 9 X 8
Bedroom
- Level: Entry
- Area: 81
- Dimensions: 9 X 9
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: Entry
- Area: 110
- Dimensions: 11 X 10
Family Room
- Level: Entry
- Area: 234
- Dimensions: 18 X 13
Features
- High Speed Internet
- Fireplace features: Great Room
- Fireplace: Yes
- Finished area above ground: 2,832
Heating & Cooling
- Heating features: Baseboard,Hot Water,Natural Gas
- Cooling features: Ceiling Fans
Interior Area
- Total interior livable area: 2,832 sqft
Kitchen
- Level: Entry
- Area: 77
- Dimensions: 11 X 7
Laundry
- Level: Entry
- Area: 88
- Dimensions: 11 X 8
Living Room
- Level: Entry
- Area: 154
- Dimensions: 14 X 11
Other
- Level: Entry
- Area: 40
- Dimensions: 8 X 5
Other
- Level: Entry
- Area: 35
- Dimensions: 7 X 5
Other
- Level: Entry
- Area: 35
- Dimensions: 7 X 5
Primary Bedroom
- Level: Entry
- Area: 154
- Dimensions: 14 X 11
Property
Details
- Parcel number: 02101620006000
- Special condition: Short Sale No,Standard
Features
- Levels: One
- Stories: 1
- Entry location: GroundLevel
- Pool features: None
- Patio & porch: Deck,Patio,Porch
- Exterior features: Lighting
- Fencing: Fencing Allowed
- On waterfront: Yes
- Waterfront features: All Sports Lake,Boat Facilities,Direct Water Frontage,Dock Facilities,Lake Front,Seawall,Waterfront
- Waterbody name: HUBBARD LAKE
Lot
- Lot size: 1.40 Acres
- Features: Level,Water View,Splits Available
- Lot size dimensions: 100 x 610
Parking
- Total spaces: 2.5
- Parking features: Twoand Half Car Garage,Attached,Garage Faces Front,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2.5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Cold Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Alcona County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance * | $345 | $4,140 |
| Property Taxes | $417 | $5,004 |
| Electricity | $308 | $3,706 |
| Total | $5,110 | $61,320 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Listed for sale | $799,000 |
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