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1098 Wayne Rd, Alpena, MI, 49707

3beds
2baths
1,100sqft
$179,900
$164price/sqft
$1,453/moest. monthly cost
$58,120/yrincome needed

About This Home

VERY MOTIVATED SELLER! LOOKING AT ALL OFFERS. Welcome to this cute 3-bedroom, 2-bathroom ranch home, offering comfort, convenience, and plenty of outdoor space! Situated on a large lot, this property features an extra driveway for additional parking, a garden area, two storage sheds, and a dedicated storage space at the back of the heated, attached 1-car garage. Inside you'll find an updated kitchen with new appliances. There is a newer boiler (less than a year old) for peace of mind, and a mini-split system to keep you cool during the summer months. Enjoy relaxing or entertaining on the freshly painted front and back decks, making the outdoor spaces just as inviting as the interior. With thoughtful updates and plenty of room both inside and out, this home is ready for its next o

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
Ella M. White SchoolGrades K-51.9 mi
6/10
8/10
Alpena High SchoolGrades 8-121.9 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Crawl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Microwave,Dishwasher
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Finished area above ground: 1,100

Heating & Cooling

  • Heating features: Mini Split Heat/Cool,Baseboard,Hot Water,Natural Gas
  • Cooling features: Mini Split Heat/Cool

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Property

Details

  • Parcel number: 01835500007000

Features

  • Patio & porch: Deck,Patio/Porch
  • Exterior features: Garden
  • Frontage type: None

Lot

  • Lot size: 0.49 Acres
  • Lot size dimensions: 100 x 214

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Tsunami

FEMA Declared Disasters in Alpena County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$91$1,092
Property Taxes $265$3,180
Electricity $188$2,259
Total$1,453$17,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,817/yr
40% on housing$43,590/yr
45% on housing$38,746/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 49707$223
Alpena County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 49707$113
Alpena County$85

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$179,900
2026-06-17Price change$183,000
2026-05-14Price change$184,000
2026-05-12Listed for sale$187,000
2018-10-29Sold$68,800
2018-06-21Listed for sale$64,900

For Sale by Agent

AgentAmber Suszek
BrokerageReal Estate One of Alpena

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