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10081 Ossineke Rd, Ossineke, MI, 49766

4beds
2baths
1,348sqft
$149,900
$111price/sqft
$1,191/moest. monthly cost
$47,640/yrincome needed

About This Home

Escape to your own Up North retreat with deeded Lake Huron access! Whether you're looking for the perfect weekend getaway, a seasonal escape, or a year-round home, this 4-bedroom, 2-bathroom property has everything you need. Inside, you'll find beautiful knotty pine walls that create a warm, cabin-like feel, along with durable tile flooring throughout for easy maintenance. Enjoy the peace and beauty of Northern Michigan while being just steps away from Lake Huron access. Don't miss your chance to own your own slice of Up North paradise.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Sanborn SchoolGrades K-52.2 mi
6/10
8/10
Alpena High SchoolGrades 8-128.9 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Range/Oven,Refrigerator,Dryer,Dishwasher
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 1,348

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,348
  • Total interior livable area: 1,348 sqft

Property

Details

  • Parcel number: 06304100054900

Features

  • On waterfront: Yes
  • Frontage type: None

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 65 x 125

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Tsunami

FEMA Declared Disasters in Alpena County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$120$1,440
Property Taxes $126$1,512
Electricity $188$2,259
Total$1,191$14,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,834/yr
40% on housing$35,730/yr
45% on housing$31,760/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 49766$156
Alpena County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 49766$90
Alpena County$85

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$144,900
2026-08-11Price change$144,900
2026-07-13Listed for sale$149,900
2026-06-29Contingent$149,900
2026-06-26Listed for sale$149,900
2018-06-12Listing removed$120,000
2018-05-11Price change$120,000
2017-05-26Listed for sale$108,000
2016-11-01Listing removed$124,900
2016-06-07Listed for sale$124,900
2015-12-23Listing removed$120,000
2015-06-24Listed for sale$120,000

For Sale by Agent

AgentAmber Suszek
BrokerageReal Estate One of Alpena

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