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207 Mason St, Alpena, MI, 49707

4beds
3baths
2,659sqft
$360,000
$135price/sqft
$2,918/moest. monthly cost
$116,720/yrincome needed

About This Home

PRICE REDUCTION! Reduced 12k. One block from Lake Huron Beaches! This luxurious open concept home in the City of Alpena was beautifully remodeled in 2005. This spacious home offers 4 large bedrooms one of which features a climbing wall and a loft. Also provided are 3 full updated bathrooms, hardwood floors and a gas fireplace in it's extra large living space. The amazing upscale kitchen features high-end appliances, granite counter tops, storage, coffee bar and is open to the dining room and the living room. There is a a bonus room on the ground floor for an office or space for kids to play. The deck and patio give you a relaxing outdoor recreation space and the 2 car heated garage provides great convenience for your vehicles or it's current use as a gy

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

4/10
Ella M. White SchoolGrades K-50.5 mi
8/10
Alpena High SchoolGrades 8-121.0 mi
6/10

Construction

Materials

  • Foundation: Basement,Crawl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Range/Oven,Refrigerator,Dryer,Dishwasher
  • Laundry features: Upper Level

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Blinds
  • Flooring: Hardwood
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 2,659

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,659
  • Total interior livable area: 2,659 sqft

Property

Details

  • Parcel number: 09339700005600

Features

  • Stories: 1
  • Patio & porch: Patio/Porch
  • Frontage type: None

Lot

  • Lot size: 0.36 Acres
  • Lot size dimensions: 108 x 131 x 60 x 25 x 60 x 25 x 131

Parking

  • Parking features: Driveway
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Tsunami

FEMA Declared Disasters in Alpena County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$183$2,196
Property Taxes $625$7,500
Electricity $290$3,480
Total$2,918$35,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,045/yr
40% on housing$87,540/yr
45% on housing$77,813/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 49707$222
Alpena County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 49707$113
Alpena County$85

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$360,000
2026-06-15Price change$372,000
2026-05-23Price change$378,900
2026-05-21Listed for sale$379,000
2026-04-19Contingent$379,000
2026-04-13Listed for sale$379,000
2024-07-29Sold$305,950
2024-06-14Listed for sale$289,900
2017-12-08Sold$179,900
2015-07-17Sold$143,900

For Sale by Agent

AgentLeo Fitzpatrick
BrokerageFitzpatrick Realty LLC

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