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224 E Saginaw St, Au Gres, MI, 48703

2beds
2baths
2,362sqft
$179,000
$76price/sqft
$1,458/moest. monthly cost
$58,320/yrincome needed

About This Home

This large 2 bedroom, 2 bathroom ranch features a large family room that could be divided to add additional bedrooms. Property is currently zoned R1 but could be made into a duplex with a special use permit. The home sits on a corner lot in the center of Au Gres and is located less than a block from the local IGA and close to all businesses, and several local parks and the Au Gres River.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

6/10
6/10
5/10
Au Gres-Sims High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1945

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: No

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,362
  • Total interior livable area: 2,362 sqft

Property

Details

  • Parcel number: 020001400003300

Parking

  • Total spaces: 2
  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding
Tsunami

FEMA Declared Disasters in Arenac County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$147$1,764
Property Taxes $149$1,788
Electricity $257$3,091
Total$1,458$17,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,988/yr
40% on housing$43,740/yr
45% on housing$38,880/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 48703$100
Arenac County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 48703
Arenac County$71

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-04Listed for sale$179,000
2025-04-22Listing removed$155,000
2025-02-07Price change$155,000
2025-01-05Listed for sale$169,000
2024-12-18Listing removed$169,000
2024-09-13Price change$169,000
2024-06-22Price change$178,000
2024-02-05Listed for sale$188,900

For Sale by Agent

AgentBob Jennings
BrokerageAmerican Real Estate & Leasing Group LLC

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