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4782 W Lincoln Rd, Alma, MI, 48801

2beds
2baths
1,503sqft
$299,900
$200price/sqft
$2,384/moest. monthly cost
$95,360/yrincome needed

About This Home

1st time on the market in 70 years. This home has been well loved and taken care of and ready for its next chapter. 2 bedroom and 2 bath home all on one level. Laundry on the main floor as well as a 2-car attached garage. Garage has concrete floors and insulated with drywall. Beautiful 4-season family room with a fireplace heater that keeps it cozy for any family event. This home is on 1 acre. There is a pole barn with 14 ft sidewalls. It has electricity and concrete floors. Perfect place for your RV and plenty of built in storage. There is a garden shed and another storage area. Fruit trees and garden area and less then 1 mile from town. Country living with town conveniences! One of the best locations around. Come take a look and see this great home.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

--
6/10
4/10
Alma Senior High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Brick,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Disposal,Dishwasher,Microwave,Water Softener Owned,Washer,Dryer,Exhaust Fan,Gas Water Heater
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 99

Family Room

  • Level: Main
  • Area: 228

Features

  • Solarium/Sun Room,Breakfast Nook,Ceiling Fan(s),Cable TV,High Speed Internet
  • Window features: Blinds,Drapes,Curtain Rods
  • Flooring: Carpet,Laminate,Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,503

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,503
  • Total interior livable area: 1,503 sqft

Kitchen

  • Level: Main
  • Area: 165

Living Room

  • Level: Main
  • Area: 306

Master Bathroom

  • Features: Private

Master Bedroom

  • Level: Main
  • Area: 140

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1203202600
  • Zoning description: Commercial
  • Other equipment: Dish TV

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio,Covered,Porch
  • Exterior features: Garden,Rain Gutters
  • Has view: Yes
  • View description: Countryside View
  • Waterfront features: None

Lot

  • Lot size: 1 Acres
  • Features: Cleared,Metes and Bounds
  • Lot size dimensions: 108 x 393

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Paved,Concrete Floors,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Tornado
Hail
Ice Storm

FEMA Declared Disasters in Gratiot County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$248$2,976
Property Taxes $432$5,184
Electricity $188$2,259
Total$2,384$28,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,737/yr
40% on housing$71,520/yr
45% on housing$63,573/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 48801$99
Gratiot County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 48801$138
Gratiot County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$299,900

For Sale by Agent

AgentPam Hubbard
Brokerage43 NORTH REALTY

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